{
 "conversions": [
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Chase Ultimate Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred",
    "https://upgradedpoints.com/credit-cards/chase-ultimate-rewards-transfer-partners/"
   ],
   "to": "Aer Lingus AerClub",
   "transfer_time": "Almost instant (UP)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Chase Ultimate Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred",
    "https://upgradedpoints.com/credit-cards/chase-ultimate-rewards-transfer-partners/"
   ],
   "to": "Air Canada Aeroplan",
   "transfer_time": "Almost instant (UP)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Chase Ultimate Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred",
    "https://upgradedpoints.com/credit-cards/chase-ultimate-rewards-transfer-partners/"
   ],
   "to": "Air France-KLM Flying Blue",
   "transfer_time": "~1 hour (UP)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Chase Ultimate Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred",
    "https://upgradedpoints.com/credit-cards/chase-ultimate-rewards-transfer-partners/"
   ],
   "to": "British Airways Club",
   "transfer_time": "Almost instant (UP)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Chase Ultimate Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred",
    "https://upgradedpoints.com/credit-cards/chase-ultimate-rewards-transfer-partners/"
   ],
   "to": "Iberia Club",
   "transfer_time": "Almost instant (UP)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Chase Ultimate Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred",
    "https://upgradedpoints.com/credit-cards/chase-ultimate-rewards-transfer-partners/"
   ],
   "to": "JetBlue TrueBlue",
   "transfer_time": "Almost instant (UP)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Chase Ultimate Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred",
    "https://upgradedpoints.com/credit-cards/chase-ultimate-rewards-transfer-partners/"
   ],
   "to": "Singapore Airlines KrisFlyer",
   "transfer_time": "1-2 days (UP)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Chase Ultimate Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred",
    "https://upgradedpoints.com/credit-cards/chase-ultimate-rewards-transfer-partners/"
   ],
   "to": "Southwest Rapid Rewards",
   "transfer_time": "Almost instant (UP)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Chase Ultimate Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred",
    "https://upgradedpoints.com/credit-cards/chase-ultimate-rewards-transfer-partners/"
   ],
   "to": "United MileagePlus",
   "transfer_time": "Almost instant (UP)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Chase Ultimate Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred",
    "https://upgradedpoints.com/credit-cards/chase-ultimate-rewards-transfer-partners/"
   ],
   "to": "Virgin Atlantic Flying Club",
   "transfer_time": "Almost instant (UP)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Chase Ultimate Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred",
    "https://upgradedpoints.com/credit-cards/chase-ultimate-rewards-transfer-partners/"
   ],
   "to": "IHG One Rewards",
   "transfer_time": "1 day (UP)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Chase Ultimate Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred",
    "https://upgradedpoints.com/credit-cards/chase-ultimate-rewards-transfer-partners/"
   ],
   "to": "Marriott Bonvoy",
   "transfer_time": "2 days (UP)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Chase Ultimate Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred",
    "https://upgradedpoints.com/credit-cards/chase-ultimate-rewards-transfer-partners/"
   ],
   "to": "Wyndham Rewards",
   "transfer_time": "1-7 business days (UP)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": {
    "label": "4:3",
    "who": "Sapphire Preferred, Ink Business Preferred (since 2026-10-01)"
   },
   "from": "Chase Ultimate Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred",
    "https://upgradedpoints.com/credit-cards/chase-ultimate-rewards-transfer-partners/"
   ],
   "to": "World of Hyatt",
   "transfer_time": "Almost instant (UP)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Amex Membership Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://upgradedpoints.com/credit-cards/amex-membership-rewards-transfer-partners/",
    "https://thepointsguy.com/credit-cards/membership-rewards-partner-guide/"
   ],
   "to": "Aer Lingus AerClub",
   "transfer_time": "UP: 48 hours; TPG: instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Amex Membership Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.6
   ],
   "ratio_label": "1:1.6",
   "sources": [
    "https://upgradedpoints.com/credit-cards/amex-membership-rewards-transfer-partners/",
    "https://thepointsguy.com/credit-cards/membership-rewards-partner-guide/"
   ],
   "to": "Aeromexico Rewards",
   "transfer_time": "UP: 48 hours; TPG: 24 hours",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Amex Membership Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://upgradedpoints.com/credit-cards/amex-membership-rewards-transfer-partners/",
    "https://thepointsguy.com/credit-cards/membership-rewards-partner-guide/"
   ],
   "to": "Air Canada Aeroplan",
   "transfer_time": "UP: 48 hours; TPG: instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Amex Membership Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://upgradedpoints.com/credit-cards/amex-membership-rewards-transfer-partners/",
    "https://thepointsguy.com/credit-cards/membership-rewards-partner-guide/"
   ],
   "to": "Air France-KLM Flying Blue",
   "transfer_time": "UP: 48 hours; TPG: instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Amex Membership Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://upgradedpoints.com/credit-cards/amex-membership-rewards-transfer-partners/",
    "https://thepointsguy.com/credit-cards/membership-rewards-partner-guide/"
   ],
   "to": "ANA Mileage Club",
   "transfer_time": "UP: 4 days; TPG: 48 hours",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Amex Membership Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://upgradedpoints.com/credit-cards/amex-membership-rewards-transfer-partners/",
    "https://thepointsguy.com/credit-cards/membership-rewards-partner-guide/"
   ],
   "to": "Avianca LifeMiles",
   "transfer_time": "UP: 72 hours; TPG: instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Amex Membership Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://upgradedpoints.com/credit-cards/amex-membership-rewards-transfer-partners/",
    "https://thepointsguy.com/credit-cards/membership-rewards-partner-guide/"
   ],
   "to": "British Airways Club",
   "transfer_time": "UP: 48 hours; TPG: instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Amex Membership Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://upgradedpoints.com/credit-cards/amex-membership-rewards-transfer-partners/",
    "https://thepointsguy.com/credit-cards/membership-rewards-partner-guide/"
   ],
   "to": "Delta SkyMiles",
   "transfer_time": "UP: 48 hours; TPG: up to 48 hours",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Amex Membership Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    5.0,
    4.0
   ],
   "ratio_label": "5:4",
   "sources": [
    "https://upgradedpoints.com/credit-cards/amex-membership-rewards-transfer-partners/",
    "https://thepointsguy.com/credit-cards/membership-rewards-partner-guide/"
   ],
   "to": "Emirates Skywards",
   "transfer_time": "UP: 48 hours; TPG: instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Amex Membership Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://upgradedpoints.com/credit-cards/amex-membership-rewards-transfer-partners/",
    "https://thepointsguy.com/credit-cards/membership-rewards-partner-guide/"
   ],
   "to": "Iberia Club",
   "transfer_time": "UP: 48 hours; TPG: 48 hours",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Amex Membership Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    5.0,
    4.0
   ],
   "ratio_label": "5:4",
   "sources": [
    "https://upgradedpoints.com/credit-cards/amex-membership-rewards-transfer-partners/",
    "https://thepointsguy.com/credit-cards/membership-rewards-partner-guide/"
   ],
   "to": "JetBlue TrueBlue",
   "transfer_time": "UP: 48 hours; TPG: instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Amex Membership Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://upgradedpoints.com/credit-cards/amex-membership-rewards-transfer-partners/",
    "https://thepointsguy.com/credit-cards/membership-rewards-partner-guide/"
   ],
   "to": "Qantas Frequent Flyer",
   "transfer_time": "UP: 48 hours; TPG: instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Amex Membership Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://upgradedpoints.com/credit-cards/amex-membership-rewards-transfer-partners/",
    "https://thepointsguy.com/credit-cards/membership-rewards-partner-guide/"
   ],
   "to": "Qatar Airways Privilege Club",
   "transfer_time": "UP: 48 hours; TPG: instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Amex Membership Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://upgradedpoints.com/credit-cards/amex-membership-rewards-transfer-partners/",
    "https://thepointsguy.com/credit-cards/membership-rewards-partner-guide/"
   ],
   "to": "Singapore Airlines KrisFlyer",
   "transfer_time": "UP: 48 hours; TPG: up to 24 hours",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Amex Membership Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://upgradedpoints.com/credit-cards/amex-membership-rewards-transfer-partners/",
    "https://thepointsguy.com/credit-cards/membership-rewards-partner-guide/"
   ],
   "to": "Virgin Atlantic Flying Club",
   "transfer_time": "UP: 48 hours; TPG: instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Amex Membership Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://upgradedpoints.com/credit-cards/amex-membership-rewards-transfer-partners/",
    "https://thepointsguy.com/credit-cards/membership-rewards-partner-guide/"
   ],
   "to": "Choice Privileges",
   "transfer_time": "UP: 48 hours; TPG: instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Amex Membership Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    2.0
   ],
   "ratio_label": "1:2",
   "sources": [
    "https://upgradedpoints.com/credit-cards/amex-membership-rewards-transfer-partners/",
    "https://thepointsguy.com/credit-cards/membership-rewards-partner-guide/"
   ],
   "to": "Hilton Honors",
   "transfer_time": "UP: 24 hours; TPG: instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Amex Membership Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://upgradedpoints.com/credit-cards/amex-membership-rewards-transfer-partners/",
    "https://thepointsguy.com/credit-cards/membership-rewards-partner-guide/"
   ],
   "to": "Marriott Bonvoy",
   "transfer_time": "UP: 48 hours; TPG: instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Amex Membership Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    5.0,
    4.0
   ],
   "ratio_label": "5:4",
   "sources": [
    "https://upgradedpoints.com/credit-cards/amex-membership-rewards-transfer-partners/",
    "https://thepointsguy.com/credit-cards/membership-rewards-partner-guide/"
   ],
   "to": "Cathay Pacific Asia Miles",
   "transfer_time": "UP: 48 hours; TPG: 48 hours",
   "verification": "conflict"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Amex Membership Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    4.0,
    1.0
   ],
   "ratio_label": "4:1",
   "sources": [
    "https://upgradedpoints.com/credit-cards/amex-membership-rewards-transfer-partners/",
    "https://thepointsguy.com/news/american-express-leading-hotels-of-the-world-transfer-partner/"
   ],
   "to": "Leading Hotels of the World Leaders Club",
   "transfer_time": "UP: 72 hours",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Capital One Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://www.capitalone.com/learn-grow/money-management/venture-miles-transfer-partnerships/",
    "https://upgradedpoints.com/credit-cards/capital-one-transfer-partners/"
   ],
   "to": "Aeromexico Rewards",
   "transfer_time": "Almost instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Capital One Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://www.capitalone.com/learn-grow/money-management/venture-miles-transfer-partnerships/",
    "https://upgradedpoints.com/credit-cards/capital-one-transfer-partners/"
   ],
   "to": "Air Canada Aeroplan",
   "transfer_time": "Almost instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Capital One Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://www.capitalone.com/learn-grow/money-management/venture-miles-transfer-partnerships/",
    "https://upgradedpoints.com/credit-cards/capital-one-transfer-partners/"
   ],
   "to": "Avianca LifeMiles",
   "transfer_time": "Almost instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Capital One Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://www.capitalone.com/learn-grow/money-management/venture-miles-transfer-partnerships/",
    "https://upgradedpoints.com/credit-cards/capital-one-transfer-partners/"
   ],
   "to": "British Airways Club",
   "transfer_time": "Almost instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Capital One Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://www.capitalone.com/learn-grow/money-management/venture-miles-transfer-partnerships/",
    "https://upgradedpoints.com/credit-cards/capital-one-transfer-partners/"
   ],
   "to": "Cathay Pacific Asia Miles",
   "transfer_time": "Up to 36 hours",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Capital One Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://www.capitalone.com/learn-grow/money-management/venture-miles-transfer-partnerships/",
    "https://upgradedpoints.com/credit-cards/capital-one-transfer-partners/"
   ],
   "to": "Etihad Guest",
   "transfer_time": "Up to 36 hours",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Capital One Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://www.capitalone.com/learn-grow/money-management/venture-miles-transfer-partnerships/",
    "https://upgradedpoints.com/credit-cards/capital-one-transfer-partners/"
   ],
   "to": "Finnair Plus",
   "transfer_time": "Almost instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Capital One Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://www.capitalone.com/learn-grow/money-management/venture-miles-transfer-partnerships/",
    "https://upgradedpoints.com/credit-cards/capital-one-transfer-partners/"
   ],
   "to": "Air France-KLM Flying Blue",
   "transfer_time": "Almost instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Capital One Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://www.capitalone.com/learn-grow/money-management/venture-miles-transfer-partnerships/",
    "https://upgradedpoints.com/credit-cards/capital-one-transfer-partners/"
   ],
   "to": "Qantas Frequent Flyer",
   "transfer_time": "Up to 36 hours",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Capital One Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://www.capitalone.com/learn-grow/money-management/venture-miles-transfer-partnerships/",
    "https://upgradedpoints.com/credit-cards/capital-one-transfer-partners/"
   ],
   "to": "Qatar Airways Privilege Club",
   "transfer_time": "TBD per UP; instant per TPG",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Capital One Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://www.capitalone.com/learn-grow/money-management/venture-miles-transfer-partnerships/",
    "https://upgradedpoints.com/credit-cards/capital-one-transfer-partners/"
   ],
   "to": "Singapore Airlines KrisFlyer",
   "transfer_time": "Up to 36 hours",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Capital One Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://www.capitalone.com/learn-grow/money-management/venture-miles-transfer-partnerships/",
    "https://upgradedpoints.com/credit-cards/capital-one-transfer-partners/"
   ],
   "to": "TAP Air Portugal Miles&Go",
   "transfer_time": "Almost instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Capital One Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://www.capitalone.com/learn-grow/money-management/venture-miles-transfer-partnerships/",
    "https://upgradedpoints.com/credit-cards/capital-one-transfer-partners/"
   ],
   "to": "Turkish Airlines Miles&Smiles",
   "transfer_time": "Up to 24 hours",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Capital One Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://www.capitalone.com/learn-grow/money-management/venture-miles-transfer-partnerships/",
    "https://upgradedpoints.com/credit-cards/capital-one-transfer-partners/"
   ],
   "to": "Virgin Red",
   "transfer_time": "Unknown per UP; instant per TPG",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Capital One Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    2.0,
    1.5
   ],
   "ratio_label": "2:1.5",
   "sources": [
    "https://www.capitalone.com/learn-grow/money-management/venture-miles-transfer-partnerships/",
    "https://upgradedpoints.com/credit-cards/capital-one-transfer-partners/"
   ],
   "to": "EVA Air Infinity MileageLands",
   "transfer_time": "Up to 36 hours",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Capital One Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    2.0,
    1.5
   ],
   "ratio_label": "2:1.5",
   "sources": [
    "https://www.capitalone.com/learn-grow/money-management/venture-miles-transfer-partnerships/",
    "https://upgradedpoints.com/credit-cards/capital-one-transfer-partners/"
   ],
   "to": "Japan Airlines Mileage Bank",
   "transfer_time": "TBD per UP; instant per TPG",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Capital One Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    5.0,
    3.0
   ],
   "ratio_label": "5:3",
   "sources": [
    "https://www.capitalone.com/learn-grow/money-management/venture-miles-transfer-partnerships/",
    "https://upgradedpoints.com/credit-cards/capital-one-transfer-partners/"
   ],
   "to": "JetBlue TrueBlue",
   "transfer_time": "2-5 days per UP; instant per TPG",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Capital One Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://www.capitalone.com/learn-grow/money-management/venture-miles-transfer-partnerships/",
    "https://upgradedpoints.com/credit-cards/capital-one-transfer-partners/"
   ],
   "to": "Choice Privileges",
   "transfer_time": "Up to 24 hours",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Capital One Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://www.capitalone.com/learn-grow/money-management/venture-miles-transfer-partnerships/",
    "https://upgradedpoints.com/credit-cards/capital-one-transfer-partners/"
   ],
   "to": "Wyndham Rewards",
   "transfer_time": "Almost instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Capital One Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    2.0
   ],
   "ratio_label": "1:2",
   "sources": [
    "https://www.capitalone.com/learn-grow/money-management/venture-miles-transfer-partnerships/",
    "https://upgradedpoints.com/credit-cards/capital-one-transfer-partners/"
   ],
   "to": "Preferred Hotels I Prefer",
   "transfer_time": "TBD per UP; instant per TPG",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Capital One Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    2.0,
    1.0
   ],
   "ratio_label": "2:1",
   "sources": [
    "https://www.capitalone.com/learn-grow/money-management/venture-miles-transfer-partnerships/",
    "https://upgradedpoints.com/credit-cards/capital-one-transfer-partners/"
   ],
   "to": "Accor Live Limitless",
   "transfer_time": "Up to 36 hours per UP; 2 business days per TPG",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Capital One Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    2.0,
    1.5
   ],
   "ratio_label": "2:1.5",
   "sources": [
    "https://www.capitalone.com/learn-grow/money-management/venture-miles-transfer-partnerships/",
    "https://upgradedpoints.com/credit-cards/capital-one-transfer-partners/"
   ],
   "to": "Emirates Skywards",
   "transfer_time": "Almost instant (UP)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": {
    "label": "1:0.7",
    "who": "Non-premium (Strata, Double Cash, Custom Cash, legacy ThankYou Preferred/Mastercard)"
   },
   "from": "Citi ThankYou Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://upgradedpoints.com/credit-cards/citi-thankyou-points-transfer-partners/",
    "https://thepointsguy.com/loyalty-programs/citi-transfer-partners/"
   ],
   "to": "Aeromexico Rewards",
   "transfer_time": "Almost instantly (UP)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": {
    "label": "1:0.7",
    "who": "Non-premium (Strata, Double Cash, Custom Cash, legacy ThankYou Preferred/Mastercard)"
   },
   "from": "Citi ThankYou Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://upgradedpoints.com/credit-cards/citi-thankyou-points-transfer-partners/",
    "https://thepointsguy.com/loyalty-programs/citi-transfer-partners/"
   ],
   "to": "Air France-KLM Flying Blue",
   "transfer_time": "Almost instantly (UP)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": {
    "label": "1:0.7",
    "who": "Non-premium (Strata, Double Cash, Custom Cash, legacy ThankYou Preferred/Mastercard)"
   },
   "from": "Citi ThankYou Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://upgradedpoints.com/credit-cards/citi-thankyou-points-transfer-partners/",
    "https://thepointsguy.com/loyalty-programs/citi-transfer-partners/"
   ],
   "to": "American Airlines AAdvantage",
   "transfer_time": "Almost instantly (UP)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": {
    "label": "1:0.7",
    "who": "Non-premium (Strata, Double Cash, Custom Cash, legacy ThankYou Preferred/Mastercard)"
   },
   "from": "Citi ThankYou Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://upgradedpoints.com/credit-cards/citi-thankyou-points-transfer-partners/",
    "https://thepointsguy.com/loyalty-programs/citi-transfer-partners/"
   ],
   "to": "Avianca LifeMiles",
   "transfer_time": "Almost instantly (UP)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": {
    "label": "1:0.7",
    "who": "Non-premium (Strata, Double Cash, Custom Cash, legacy ThankYou Preferred/Mastercard)"
   },
   "from": "Citi ThankYou Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://upgradedpoints.com/credit-cards/citi-thankyou-points-transfer-partners/",
    "https://thepointsguy.com/loyalty-programs/citi-transfer-partners/"
   ],
   "to": "Cathay Pacific Asia Miles",
   "transfer_time": "Almost instantly (UP)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": {
    "label": "1:0.56",
    "who": "Non-premium (Strata, Double Cash, Custom Cash, legacy ThankYou Preferred/Mastercard)"
   },
   "from": "Citi ThankYou Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    5.0,
    4.0
   ],
   "ratio_label": "5:4",
   "sources": [
    "https://upgradedpoints.com/credit-cards/citi-thankyou-points-transfer-partners/",
    "https://thepointsguy.com/loyalty-programs/citi-transfer-partners/"
   ],
   "to": "Emirates Skywards",
   "transfer_time": "Almost instantly (UP)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": {
    "label": "1:0.7",
    "who": "Non-premium (Strata, Double Cash, Custom Cash, legacy ThankYou Preferred/Mastercard)"
   },
   "from": "Citi ThankYou Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://upgradedpoints.com/credit-cards/citi-thankyou-points-transfer-partners/",
    "https://thepointsguy.com/loyalty-programs/citi-transfer-partners/"
   ],
   "to": "Etihad Guest",
   "transfer_time": "Almost instantly (UP)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": {
    "label": "1:0.7",
    "who": "Non-premium (Strata, Double Cash, Custom Cash, legacy ThankYou Preferred/Mastercard)"
   },
   "from": "Citi ThankYou Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://upgradedpoints.com/credit-cards/citi-thankyou-points-transfer-partners/",
    "https://thepointsguy.com/loyalty-programs/citi-transfer-partners/"
   ],
   "to": "EVA Air Infinity MileageLands",
   "transfer_time": "2 days (UP)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": {
    "label": "1:0.7",
    "who": "Non-premium (Strata, Double Cash, Custom Cash, legacy ThankYou Preferred/Mastercard)"
   },
   "from": "Citi ThankYou Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://upgradedpoints.com/credit-cards/citi-thankyou-points-transfer-partners/",
    "https://thepointsguy.com/loyalty-programs/citi-transfer-partners/"
   ],
   "to": "Japan Airlines Mileage Bank",
   "transfer_time": "Almost instantly (UP)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": {
    "label": "1:0.7",
    "who": "Non-premium (Strata, Double Cash, Custom Cash, legacy ThankYou Preferred/Mastercard)"
   },
   "from": "Citi ThankYou Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://upgradedpoints.com/credit-cards/citi-thankyou-points-transfer-partners/",
    "https://thepointsguy.com/loyalty-programs/citi-transfer-partners/"
   ],
   "to": "JetBlue TrueBlue",
   "transfer_time": "Almost instantly (UP)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": {
    "label": "1:0.7",
    "who": "Non-premium (Strata, Double Cash, Custom Cash, legacy ThankYou Preferred/Mastercard)"
   },
   "from": "Citi ThankYou Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://upgradedpoints.com/credit-cards/citi-thankyou-points-transfer-partners/",
    "https://thepointsguy.com/loyalty-programs/citi-transfer-partners/"
   ],
   "to": "Qantas Frequent Flyer",
   "transfer_time": "Almost instantly (UP)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": {
    "label": "1:0.7",
    "who": "Non-premium (Strata, Double Cash, Custom Cash, legacy ThankYou Preferred/Mastercard)"
   },
   "from": "Citi ThankYou Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://upgradedpoints.com/credit-cards/citi-thankyou-points-transfer-partners/",
    "https://thepointsguy.com/loyalty-programs/citi-transfer-partners/"
   ],
   "to": "Qatar Airways Privilege Club",
   "transfer_time": "2 days (UP)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": {
    "label": "1:0.7",
    "who": "Non-premium (Strata, Double Cash, Custom Cash, legacy ThankYou Preferred/Mastercard)"
   },
   "from": "Citi ThankYou Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://upgradedpoints.com/credit-cards/citi-thankyou-points-transfer-partners/",
    "https://thepointsguy.com/loyalty-programs/citi-transfer-partners/"
   ],
   "to": "Singapore Airlines KrisFlyer",
   "transfer_time": "2 days (UP)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": {
    "label": "1:0.7",
    "who": "Non-premium (Strata, Double Cash, Custom Cash, legacy ThankYou Preferred/Mastercard)"
   },
   "from": "Citi ThankYou Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://upgradedpoints.com/credit-cards/citi-thankyou-points-transfer-partners/",
    "https://thepointsguy.com/loyalty-programs/citi-transfer-partners/"
   ],
   "to": "Thai Airways Royal Orchid Plus",
   "transfer_time": "4 days (UP)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": {
    "label": "1:0.7",
    "who": "Non-premium (Strata, Double Cash, Custom Cash, legacy ThankYou Preferred/Mastercard)"
   },
   "from": "Citi ThankYou Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://upgradedpoints.com/credit-cards/citi-thankyou-points-transfer-partners/",
    "https://thepointsguy.com/loyalty-programs/citi-transfer-partners/"
   ],
   "to": "Turkish Airlines Miles&Smiles",
   "transfer_time": "Almost instantly (UP)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": {
    "label": "1:0.7",
    "who": "Non-premium (Strata, Double Cash, Custom Cash, legacy ThankYou Preferred/Mastercard)"
   },
   "from": "Citi ThankYou Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://upgradedpoints.com/credit-cards/citi-thankyou-points-transfer-partners/",
    "https://thepointsguy.com/loyalty-programs/citi-transfer-partners/"
   ],
   "to": "Virgin Atlantic Flying Club",
   "transfer_time": "Almost instantly (UP)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": {
    "label": "1:0.35",
    "who": "Non-premium (Strata, Double Cash, Custom Cash, legacy ThankYou Preferred/Mastercard)"
   },
   "from": "Citi ThankYou Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    2.0,
    1.0
   ],
   "ratio_label": "2:1",
   "sources": [
    "https://upgradedpoints.com/credit-cards/citi-thankyou-points-transfer-partners/",
    "https://thepointsguy.com/loyalty-programs/citi-transfer-partners/"
   ],
   "to": "Accor Live Limitless",
   "transfer_time": "Almost instantly (UP)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": {
    "label": "1:1.05",
    "who": "Non-premium (Strata, Double Cash, Custom Cash, legacy ThankYou Preferred/Mastercard)"
   },
   "from": "Citi ThankYou Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.5
   ],
   "ratio_label": "1:1.5",
   "sources": [
    "https://upgradedpoints.com/credit-cards/citi-thankyou-points-transfer-partners/",
    "https://thepointsguy.com/loyalty-programs/citi-transfer-partners/"
   ],
   "to": "Choice Privileges",
   "transfer_time": "Almost instantly (UP)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": {
    "label": "1:0.14",
    "who": "Non-premium (Strata, Double Cash, Custom Cash, legacy ThankYou Preferred/Mastercard)"
   },
   "from": "Citi ThankYou Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://upgradedpoints.com/credit-cards/citi-thankyou-points-transfer-partners/",
    "https://thepointsguy.com/loyalty-programs/citi-transfer-partners/"
   ],
   "to": "Leading Hotels of the World Leaders Club",
   "transfer_time": "Almost instantly (UP)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": {
    "label": "1:1.4",
    "who": "Non-premium (Strata, Double Cash, Custom Cash, legacy ThankYou Preferred/Mastercard)"
   },
   "from": "Citi ThankYou Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    2.0
   ],
   "ratio_label": "1:2",
   "sources": [
    "https://upgradedpoints.com/credit-cards/citi-thankyou-points-transfer-partners/",
    "https://thepointsguy.com/loyalty-programs/citi-transfer-partners/"
   ],
   "to": "Preferred Hotels I Prefer",
   "transfer_time": "Unknown (UP)",
   "verification": "conflict"
  },
  {
   "block_bonus": null,
   "card_exception": {
    "label": "1:0.7",
    "who": "Non-premium (Strata, Double Cash, Custom Cash, legacy ThankYou Preferred/Mastercard)"
   },
   "from": "Citi ThankYou Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://upgradedpoints.com/credit-cards/citi-thankyou-points-transfer-partners/",
    "https://thepointsguy.com/loyalty-programs/citi-transfer-partners/"
   ],
   "to": "Wyndham Rewards",
   "transfer_time": "Within 24 hours (UP)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Citi ThankYou Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [],
   "to": "Virgin Red",
   "transfer_time": null,
   "verification": "unverified"
  },
  {
   "block_bonus": null,
   "card_exception": {
    "label": "1:0.7",
    "who": "Non-premium (Strata, Double Cash, Custom Cash, legacy ThankYou Preferred/Mastercard, AT&T Universal/Points Plus/Access)"
   },
   "from": "Citi ThankYou Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://frequentmiler.com/citi-adds-new-transfer-partner-copa-connectmiles/",
    "https://upgradedpoints.com/news/citi-thankyou-points-copa-airlines-transfers/"
   ],
   "to": "Copa Airlines ConnectMiles",
   "transfer_time": "Not published",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Bilt Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://support.biltrewards.com/hc/en-us/articles/19086448638989-Bilt-s-Transfer-Partners",
    "https://upgradedpoints.com/credit-cards/bilt-rewards-transfer-partners/"
   ],
   "to": "Alaska/Hawaiian Atmos Rewards",
   "transfer_time": "Usually immediate; allow up to 48 hours (Bilt support)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Bilt Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://support.biltrewards.com/hc/en-us/articles/19086448638989-Bilt-s-Transfer-Partners",
    "https://upgradedpoints.com/credit-cards/bilt-rewards-transfer-partners/"
   ],
   "to": "Avianca LifeMiles",
   "transfer_time": "Usually immediate; allow up to 48 hours (Bilt support)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Bilt Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://support.biltrewards.com/hc/en-us/articles/19086448638989-Bilt-s-Transfer-Partners",
    "https://upgradedpoints.com/credit-cards/bilt-rewards-transfer-partners/"
   ],
   "to": "United MileagePlus",
   "transfer_time": "Usually immediate; allow up to 48 hours (Bilt support)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Bilt Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://support.biltrewards.com/hc/en-us/articles/19086448638989-Bilt-s-Transfer-Partners",
    "https://upgradedpoints.com/credit-cards/bilt-rewards-transfer-partners/"
   ],
   "to": "Air France-KLM Flying Blue",
   "transfer_time": "Usually immediate; allow up to 48 hours (Bilt support)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Bilt Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://support.biltrewards.com/hc/en-us/articles/19086448638989-Bilt-s-Transfer-Partners",
    "https://upgradedpoints.com/credit-cards/bilt-rewards-transfer-partners/"
   ],
   "to": "Virgin Red",
   "transfer_time": "Usually immediate; allow up to 48 hours (Bilt support)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Bilt Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://support.biltrewards.com/hc/en-us/articles/19086448638989-Bilt-s-Transfer-Partners",
    "https://upgradedpoints.com/credit-cards/bilt-rewards-transfer-partners/"
   ],
   "to": "Virgin Atlantic Flying Club",
   "transfer_time": "Usually immediate; allow up to 48 hours (Bilt support)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Bilt Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://support.biltrewards.com/hc/en-us/articles/19086448638989-Bilt-s-Transfer-Partners",
    "https://upgradedpoints.com/credit-cards/bilt-rewards-transfer-partners/"
   ],
   "to": "Emirates Skywards",
   "transfer_time": "Usually immediate; allow up to 48 hours (Bilt support)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Bilt Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://support.biltrewards.com/hc/en-us/articles/19086448638989-Bilt-s-Transfer-Partners",
    "https://upgradedpoints.com/credit-cards/bilt-rewards-transfer-partners/"
   ],
   "to": "British Airways Club",
   "transfer_time": "Usually immediate; allow up to 48 hours (Bilt support)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Bilt Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://support.biltrewards.com/hc/en-us/articles/19086448638989-Bilt-s-Transfer-Partners",
    "https://upgradedpoints.com/credit-cards/bilt-rewards-transfer-partners/"
   ],
   "to": "Cathay Pacific Asia Miles",
   "transfer_time": "Usually immediate; allow up to 48 hours (Bilt support)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Bilt Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://support.biltrewards.com/hc/en-us/articles/19086448638989-Bilt-s-Transfer-Partners",
    "https://upgradedpoints.com/credit-cards/bilt-rewards-transfer-partners/"
   ],
   "to": "Turkish Airlines Miles&Smiles",
   "transfer_time": "Usually immediate; allow up to 48 hours (Bilt support)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Bilt Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://support.biltrewards.com/hc/en-us/articles/19086448638989-Bilt-s-Transfer-Partners",
    "https://upgradedpoints.com/credit-cards/bilt-rewards-transfer-partners/"
   ],
   "to": "Aer Lingus AerClub",
   "transfer_time": "Usually immediate; allow up to 48 hours (Bilt support)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Bilt Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://support.biltrewards.com/hc/en-us/articles/19086448638989-Bilt-s-Transfer-Partners",
    "https://upgradedpoints.com/credit-cards/bilt-rewards-transfer-partners/"
   ],
   "to": "Iberia Club",
   "transfer_time": "Usually immediate; allow up to 48 hours (Bilt support)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Bilt Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://support.biltrewards.com/hc/en-us/articles/19086448638989-Bilt-s-Transfer-Partners",
    "https://upgradedpoints.com/credit-cards/bilt-rewards-transfer-partners/"
   ],
   "to": "Air Canada Aeroplan",
   "transfer_time": "Usually immediate; allow up to 48 hours (Bilt support)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Bilt Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://support.biltrewards.com/hc/en-us/articles/19086448638989-Bilt-s-Transfer-Partners",
    "https://upgradedpoints.com/credit-cards/bilt-rewards-transfer-partners/"
   ],
   "to": "TAP Air Portugal Miles&Go",
   "transfer_time": "Usually immediate; allow up to 48 hours (Bilt support)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Bilt Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://support.biltrewards.com/hc/en-us/articles/19086448638989-Bilt-s-Transfer-Partners",
    "https://upgradedpoints.com/credit-cards/bilt-rewards-transfer-partners/"
   ],
   "to": "Southwest Rapid Rewards",
   "transfer_time": "Up to 72 hours (Bilt support)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Bilt Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://support.biltrewards.com/hc/en-us/articles/19086448638989-Bilt-s-Transfer-Partners",
    "https://upgradedpoints.com/credit-cards/bilt-rewards-transfer-partners/"
   ],
   "to": "Japan Airlines Mileage Bank",
   "transfer_time": "Usually immediate; allow up to 48 hours (Bilt support)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Bilt Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://support.biltrewards.com/hc/en-us/articles/19086448638989-Bilt-s-Transfer-Partners",
    "https://upgradedpoints.com/credit-cards/bilt-rewards-transfer-partners/"
   ],
   "to": "Qatar Airways Privilege Club",
   "transfer_time": "Usually immediate; allow up to 48 hours (Bilt support)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Bilt Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://support.biltrewards.com/hc/en-us/articles/19086448638989-Bilt-s-Transfer-Partners",
    "https://upgradedpoints.com/credit-cards/bilt-rewards-transfer-partners/"
   ],
   "to": "Etihad Guest",
   "transfer_time": "Usually immediate; allow up to 48 hours (Bilt support)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Bilt Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://support.biltrewards.com/hc/en-us/articles/19086448638989-Bilt-s-Transfer-Partners",
    "https://upgradedpoints.com/news/bilt-jetblue-transfer-partner/"
   ],
   "to": "JetBlue TrueBlue",
   "transfer_time": "Usually immediate; allow up to 48 hours (Bilt support)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Bilt Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://support.biltrewards.com/hc/en-us/articles/19086448638989-Bilt-s-Transfer-Partners",
    "https://upgradedpoints.com/credit-cards/bilt-rewards-transfer-partners/"
   ],
   "to": "Hilton Honors",
   "transfer_time": "Usually immediate; allow up to 48 hours (Bilt support)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Bilt Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://support.biltrewards.com/hc/en-us/articles/19086448638989-Bilt-s-Transfer-Partners",
    "https://upgradedpoints.com/credit-cards/bilt-rewards-transfer-partners/"
   ],
   "to": "Marriott Bonvoy",
   "transfer_time": "Usually immediate; allow up to 48 hours (Bilt support)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Bilt Points",
   "min_transfer": null,
   "note": "Becomes 4:3 on Jan 1, 2027 (announced Oct 1, 2026).",
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://support.biltrewards.com/hc/en-us/articles/19086448638989-Bilt-s-Transfer-Partners",
    "https://upgradedpoints.com/credit-cards/bilt-rewards-transfer-partners/"
   ],
   "to": "World of Hyatt",
   "transfer_time": "Usually immediate; allow up to 48 hours (Bilt support)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Bilt Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://support.biltrewards.com/hc/en-us/articles/19086448638989-Bilt-s-Transfer-Partners",
    "https://upgradedpoints.com/credit-cards/bilt-rewards-transfer-partners/"
   ],
   "to": "IHG One Rewards",
   "transfer_time": "Usually immediate; allow up to 48 hours (Bilt support)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Bilt Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    3.0,
    2.0
   ],
   "ratio_label": "3:2",
   "sources": [
    "https://support.biltrewards.com/hc/en-us/articles/19086448638989-Bilt-s-Transfer-Partners",
    "https://upgradedpoints.com/credit-cards/bilt-rewards-transfer-partners/"
   ],
   "to": "Accor Live Limitless",
   "transfer_time": "Usually immediate; allow up to 48 hours (Bilt support)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Bilt Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://support.biltrewards.com/hc/en-us/articles/19086448638989-Bilt-s-Transfer-Partners",
    "https://upgradedpoints.com/credit-cards/bilt-rewards-transfer-partners/"
   ],
   "to": "Wyndham Rewards",
   "transfer_time": "Usually immediate; allow up to 48 hours (Bilt support)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Bilt Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    2.0
   ],
   "ratio_label": "1:2",
   "sources": [
    "https://support.biltrewards.com/hc/en-us/articles/19086448638989-Bilt-s-Transfer-Partners",
    "https://upgradedpoints.com/credit-cards/bilt-rewards-transfer-partners/"
   ],
   "to": "Preferred Hotels I Prefer",
   "transfer_time": "Usually immediate; allow up to 48 hours (Bilt support)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Bilt Points",
   "min_transfer": null,
   "note": null,
   "ratio": [
    2.0,
    1.0
   ],
   "ratio_label": "2:1",
   "sources": [
    "https://support.biltrewards.com/hc/en-us/articles/19086448638989-Bilt-s-Transfer-Partners",
    "https://upgradedpoints.com/credit-cards/bilt-rewards-transfer-partners/"
   ],
   "to": "Amtrak Guest Rewards",
   "transfer_time": "Usually immediate; allow up to 48 hours (Bilt support)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Wells Fargo Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://thepointsguy.com/loyalty-programs/wells-fargo-transfer-partners/",
    "https://www.nerdwallet.com/travel/learn/wells-fargo-transfer-partners"
   ],
   "to": "Aer Lingus AerClub",
   "transfer_time": "Instant per Frequent Miler; within minutes per TPG tests (Wells Fargo says usually seconds, allow up to 72 hrs)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Wells Fargo Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://thepointsguy.com/loyalty-programs/wells-fargo-transfer-partners/",
    "https://www.nerdwallet.com/travel/learn/wells-fargo-transfer-partners"
   ],
   "to": "Air France-KLM Flying Blue",
   "transfer_time": "Instant per Frequent Miler; within minutes per TPG tests (Wells Fargo says usually seconds, allow up to 72 hrs)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Wells Fargo Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://thepointsguy.com/loyalty-programs/wells-fargo-transfer-partners/",
    "https://www.nerdwallet.com/travel/learn/wells-fargo-transfer-partners"
   ],
   "to": "Avianca LifeMiles",
   "transfer_time": "Instant per Frequent Miler; within minutes per TPG tests (Wells Fargo says usually seconds, allow up to 72 hrs)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Wells Fargo Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://thepointsguy.com/loyalty-programs/wells-fargo-transfer-partners/",
    "https://www.nerdwallet.com/travel/learn/wells-fargo-transfer-partners"
   ],
   "to": "British Airways Club",
   "transfer_time": "Instant per Frequent Miler; within minutes per TPG tests (Wells Fargo says usually seconds, allow up to 72 hrs)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Wells Fargo Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://thepointsguy.com/loyalty-programs/wells-fargo-transfer-partners/",
    "https://www.nerdwallet.com/travel/learn/wells-fargo-transfer-partners"
   ],
   "to": "Iberia Club",
   "transfer_time": "Instant per Frequent Miler; within minutes per TPG tests (Wells Fargo says usually seconds, allow up to 72 hrs)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Wells Fargo Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://thepointsguy.com/loyalty-programs/wells-fargo-transfer-partners/",
    "https://www.nerdwallet.com/travel/learn/wells-fargo-transfer-partners"
   ],
   "to": "JetBlue TrueBlue",
   "transfer_time": "Instant per Frequent Miler (Wells Fargo says usually seconds, allow up to 72 hrs)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Wells Fargo Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://thepointsguy.com/loyalty-programs/wells-fargo-transfer-partners/",
    "https://www.nerdwallet.com/travel/learn/wells-fargo-transfer-partners"
   ],
   "to": "Virgin Atlantic Flying Club",
   "transfer_time": "Instant per Frequent Miler (Wells Fargo says usually seconds, allow up to 72 hrs)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Wells Fargo Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://thepointsguy.com/loyalty-programs/wells-fargo-transfer-partners/",
    "https://www.nerdwallet.com/travel/learn/wells-fargo-transfer-partners"
   ],
   "to": "Virgin Red",
   "transfer_time": null,
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Wells Fargo Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    2.0
   ],
   "ratio_label": "1:2",
   "sources": [
    "https://thepointsguy.com/loyalty-programs/wells-fargo-transfer-partners/",
    "https://www.nerdwallet.com/travel/learn/wells-fargo-transfer-partners"
   ],
   "to": "Choice Privileges",
   "transfer_time": "Instant per Frequent Miler; within minutes per TPG tests (Wells Fargo says usually seconds, allow up to 72 hrs)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Wells Fargo Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    2.0
   ],
   "ratio_label": "1:2",
   "sources": [
    "https://thepointsguy.com/loyalty-programs/wells-fargo-transfer-partners/",
    "https://www.nerdwallet.com/travel/learn/wells-fargo-transfer-partners"
   ],
   "to": "Wyndham Rewards",
   "transfer_time": "Instant per Frequent Miler (Wells Fargo says usually seconds, allow up to 72 hrs)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Wells Fargo Rewards",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://newsroom.wf.com/news-releases/news-details/2026/Wells-Fargo-Adds-Cathay-Pacific-as-New-Rewards-Points-Transfer-Partner/default.aspx",
    "https://thepointsguy.com/loyalty-programs/wells-fargo-transfer-partners/"
   ],
   "to": "Cathay Pacific Asia Miles",
   "transfer_time": "Instant per Frequent Miler (Wells Fargo says usually seconds, allow up to 72 hrs)",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Rove Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://www.rove.com/",
    "https://help.rove.com/articles/216955-transfer-partners"
   ],
   "to": "Air Canada Aeroplan",
   "transfer_time": "Not published",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Rove Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://www.rove.com/",
    "https://help.rove.com/articles/216955-transfer-partners"
   ],
   "to": "Air France-KLM Flying Blue",
   "transfer_time": "Not published",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Rove Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://www.rove.com/",
    "https://help.rove.com/articles/216955-transfer-partners"
   ],
   "to": "Air India Maharaja Club",
   "transfer_time": "Not published",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Rove Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.5,
    1.0
   ],
   "ratio_label": "1.5:1",
   "sources": [
    "https://www.rove.com/",
    "https://help.rove.com/articles/216955-transfer-partners"
   ],
   "to": "Accor Live Limitless",
   "transfer_time": "Not published",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Rove Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://www.rove.com/",
    "https://help.rove.com/articles/216955-transfer-partners"
   ],
   "to": "Aeromexico Rewards",
   "transfer_time": "Not published",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Rove Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://www.rove.com/",
    "https://help.rove.com/articles/216955-transfer-partners"
   ],
   "to": "Cathay Pacific Asia Miles",
   "transfer_time": "Not published",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Rove Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://www.rove.com/",
    "https://help.rove.com/articles/216955-transfer-partners"
   ],
   "to": "Copa Airlines ConnectMiles",
   "transfer_time": "Not published",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Rove Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://www.rove.com/",
    "https://help.rove.com/articles/216955-transfer-partners"
   ],
   "to": "Etihad Guest",
   "transfer_time": "Not published",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Rove Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://www.rove.com/",
    "https://help.rove.com/articles/216955-transfer-partners"
   ],
   "to": "Finnair Plus",
   "transfer_time": "Not published",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Rove Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://www.rove.com/",
    "https://help.rove.com/articles/216955-transfer-partners"
   ],
   "to": "Frontier Miles",
   "transfer_time": "Not published",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Rove Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://www.rove.com/",
    "https://help.rove.com/articles/216955-transfer-partners"
   ],
   "to": "Hainan Airlines Fortune Wings Club",
   "transfer_time": "Not published",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Rove Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://www.rove.com/",
    "https://help.rove.com/articles/216955-transfer-partners"
   ],
   "to": "Lufthansa Miles & More",
   "transfer_time": "Not published",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Rove Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://www.rove.com/",
    "https://help.rove.com/articles/216955-transfer-partners"
   ],
   "to": "Qantas Frequent Flyer",
   "transfer_time": "Not published",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Rove Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://www.rove.com/",
    "https://help.rove.com/articles/216955-transfer-partners"
   ],
   "to": "Qatar Airways Privilege Club",
   "transfer_time": "Not published",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Rove Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://www.rove.com/",
    "https://help.rove.com/articles/216955-transfer-partners"
   ],
   "to": "Japan Airlines Mileage Bank",
   "transfer_time": "Processed once daily",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Rove Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://www.rove.com/",
    "https://help.rove.com/articles/216955-transfer-partners"
   ],
   "to": "SAS EuroBonus",
   "transfer_time": "Not published",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Rove Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://www.rove.com/",
    "https://help.rove.com/articles/216955-transfer-partners"
   ],
   "to": "Thai Airways Royal Orchid Plus",
   "transfer_time": "Not published",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Rove Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://www.rove.com/",
    "https://help.rove.com/articles/216955-transfer-partners"
   ],
   "to": "Turkish Airlines Miles&Smiles",
   "transfer_time": "Not published",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Rove Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://www.rove.com/",
    "https://help.rove.com/articles/216955-transfer-partners"
   ],
   "to": "Vietnam Airlines Lotusmiles",
   "transfer_time": "Not published",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Rove Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://www.rove.com/",
    "https://help.rove.com/articles/216955-transfer-partners"
   ],
   "to": "Virgin Atlantic Flying Club",
   "transfer_time": "Not published",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Rove Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://www.rove.com/",
    "https://help.rove.com/articles/216955-transfer-partners"
   ],
   "to": "Virgin Red",
   "transfer_time": "Not published",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Rove Miles",
   "min_transfer": null,
   "note": null,
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://www.rove.com/blog/rove-adds-jetblue-s-trueblue-r-loyalty-program-as-newest-1-1-transfer-partner",
    "https://thepointsguy.com/news/rove-jetblue-trueblue-transfer-partner/"
   ],
   "to": "JetBlue TrueBlue",
   "transfer_time": "Not published",
   "verification": "ok"
  },
  {
   "block_bonus": [
    60000,
    5000
   ],
   "card_exception": null,
   "from": "Marriott Bonvoy",
   "min_transfer": 3000,
   "note": null,
   "ratio": [
    3.0,
    1.0
   ],
   "ratio_label": "3:1",
   "sources": [
    "https://www.marriott.com/loyalty/redeem/travel/points-to-miles.mi"
   ],
   "to": "AEGEAN Miles+Bonus",
   "transfer_time": "1-7 days",
   "verification": "ok"
  },
  {
   "block_bonus": [
    60000,
    5000
   ],
   "card_exception": null,
   "from": "Marriott Bonvoy",
   "min_transfer": 3000,
   "note": null,
   "ratio": [
    3.0,
    1.0
   ],
   "ratio_label": "3:1",
   "sources": [
    "https://www.marriott.com/loyalty/redeem/travel/points-to-miles.mi"
   ],
   "to": "Aer Lingus AerClub",
   "transfer_time": "1-7 days",
   "verification": "ok"
  },
  {
   "block_bonus": [
    60000,
    5000
   ],
   "card_exception": null,
   "from": "Marriott Bonvoy",
   "min_transfer": 3000,
   "note": null,
   "ratio": [
    3.0,
    1.0
   ],
   "ratio_label": "3:1",
   "sources": [
    "https://www.marriott.com/loyalty/redeem/travel/points-to-miles.mi"
   ],
   "to": "Aeromexico Rewards",
   "transfer_time": "1-7 days",
   "verification": "ok"
  },
  {
   "block_bonus": [
    60000,
    5000
   ],
   "card_exception": null,
   "from": "Marriott Bonvoy",
   "min_transfer": 3000,
   "note": "Aeroplan adds +15% through Oct 31",
   "ratio": [
    3.0,
    1.0
   ],
   "ratio_label": "3:1",
   "sources": [
    "https://www.marriott.com/loyalty/redeem/travel/points-to-miles.mi"
   ],
   "to": "Air Canada Aeroplan",
   "transfer_time": "1-7 days",
   "verification": "ok"
  },
  {
   "block_bonus": [
    60000,
    5000
   ],
   "card_exception": null,
   "from": "Marriott Bonvoy",
   "min_transfer": 3000,
   "note": null,
   "ratio": [
    3.0,
    1.0
   ],
   "ratio_label": "3:1",
   "sources": [
    "https://www.marriott.com/loyalty/redeem/travel/points-to-miles.mi"
   ],
   "to": "Air China PhoenixMiles",
   "transfer_time": "1-7 days",
   "verification": "ok"
  },
  {
   "block_bonus": [
    60000,
    5000
   ],
   "card_exception": null,
   "from": "Marriott Bonvoy",
   "min_transfer": 3000,
   "note": null,
   "ratio": [
    3.0,
    1.0
   ],
   "ratio_label": "3:1",
   "sources": [
    "https://www.marriott.com/loyalty/redeem/travel/points-to-miles.mi"
   ],
   "to": "Air France-KLM Flying Blue",
   "transfer_time": "1-7 days",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Marriott Bonvoy",
   "min_transfer": 3000,
   "note": "No 60k bonus for AAdvantage",
   "ratio": [
    3.0,
    1.0
   ],
   "ratio_label": "3:1",
   "sources": [
    "https://www.marriott.com/loyalty/redeem/travel/points-to-miles.mi"
   ],
   "to": "American Airlines AAdvantage",
   "transfer_time": "1-7 days",
   "verification": "ok"
  },
  {
   "block_bonus": [
    60000,
    5000
   ],
   "card_exception": null,
   "from": "Marriott Bonvoy",
   "min_transfer": 3000,
   "note": null,
   "ratio": [
    3.0,
    1.0
   ],
   "ratio_label": "3:1",
   "sources": [
    "https://www.marriott.com/loyalty/redeem/travel/points-to-miles.mi"
   ],
   "to": "ANA Mileage Club",
   "transfer_time": "1-7 days",
   "verification": "ok"
  },
  {
   "block_bonus": [
    60000,
    5000
   ],
   "card_exception": null,
   "from": "Marriott Bonvoy",
   "min_transfer": 3000,
   "note": null,
   "ratio": [
    3.0,
    1.0
   ],
   "ratio_label": "3:1",
   "sources": [
    "https://www.marriott.com/loyalty/redeem/travel/points-to-miles.mi"
   ],
   "to": "Alaska/Hawaiian Atmos Rewards",
   "transfer_time": "1-7 days",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Marriott Bonvoy",
   "min_transfer": 3000,
   "note": "No 60k bonus for LifeMiles",
   "ratio": [
    3.0,
    1.0
   ],
   "ratio_label": "3:1",
   "sources": [
    "https://www.marriott.com/loyalty/redeem/travel/points-to-miles.mi"
   ],
   "to": "Avianca LifeMiles",
   "transfer_time": "1-7 days",
   "verification": "ok"
  },
  {
   "block_bonus": [
    60000,
    5000
   ],
   "card_exception": null,
   "from": "Marriott Bonvoy",
   "min_transfer": 3000,
   "note": null,
   "ratio": [
    3.0,
    1.0
   ],
   "ratio_label": "3:1",
   "sources": [
    "https://www.marriott.com/loyalty/redeem/travel/points-to-miles.mi"
   ],
   "to": "British Airways Club",
   "transfer_time": "1-7 days",
   "verification": "ok"
  },
  {
   "block_bonus": [
    60000,
    5000
   ],
   "card_exception": null,
   "from": "Marriott Bonvoy",
   "min_transfer": 3000,
   "note": null,
   "ratio": [
    3.0,
    1.0
   ],
   "ratio_label": "3:1",
   "sources": [
    "https://www.marriott.com/loyalty/redeem/travel/points-to-miles.mi"
   ],
   "to": "Cathay Pacific Asia Miles",
   "transfer_time": "1-7 days",
   "verification": "ok"
  },
  {
   "block_bonus": [
    60000,
    5000
   ],
   "card_exception": null,
   "from": "Marriott Bonvoy",
   "min_transfer": 3000,
   "note": null,
   "ratio": [
    3.0,
    1.0
   ],
   "ratio_label": "3:1",
   "sources": [
    "https://www.marriott.com/loyalty/redeem/travel/points-to-miles.mi"
   ],
   "to": "China Southern Sky Pearl Club",
   "transfer_time": "1-7 days",
   "verification": "ok"
  },
  {
   "block_bonus": [
    60000,
    5000
   ],
   "card_exception": null,
   "from": "Marriott Bonvoy",
   "min_transfer": 3000,
   "note": null,
   "ratio": [
    3.0,
    1.0
   ],
   "ratio_label": "3:1",
   "sources": [
    "https://www.marriott.com/loyalty/redeem/travel/points-to-miles.mi"
   ],
   "to": "Copa Airlines ConnectMiles",
   "transfer_time": "1-7 days",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Marriott Bonvoy",
   "min_transfer": 3000,
   "note": "No 60k bonus for SkyMiles",
   "ratio": [
    3.0,
    1.0
   ],
   "ratio_label": "3:1",
   "sources": [
    "https://www.marriott.com/loyalty/redeem/travel/points-to-miles.mi"
   ],
   "to": "Delta SkyMiles",
   "transfer_time": "1-7 days",
   "verification": "ok"
  },
  {
   "block_bonus": [
    60000,
    5000
   ],
   "card_exception": null,
   "from": "Marriott Bonvoy",
   "min_transfer": 3000,
   "note": null,
   "ratio": [
    3.0,
    1.0
   ],
   "ratio_label": "3:1",
   "sources": [
    "https://www.marriott.com/loyalty/redeem/travel/points-to-miles.mi"
   ],
   "to": "Emirates Skywards",
   "transfer_time": "1-7 days",
   "verification": "ok"
  },
  {
   "block_bonus": [
    60000,
    5000
   ],
   "card_exception": null,
   "from": "Marriott Bonvoy",
   "min_transfer": 3000,
   "note": null,
   "ratio": [
    3.0,
    1.0
   ],
   "ratio_label": "3:1",
   "sources": [
    "https://www.marriott.com/loyalty/redeem/travel/points-to-miles.mi"
   ],
   "to": "Ethiopian ShebaMiles",
   "transfer_time": "1-7 days",
   "verification": "ok"
  },
  {
   "block_bonus": [
    60000,
    5000
   ],
   "card_exception": null,
   "from": "Marriott Bonvoy",
   "min_transfer": 3000,
   "note": null,
   "ratio": [
    3.0,
    1.0
   ],
   "ratio_label": "3:1",
   "sources": [
    "https://www.marriott.com/loyalty/redeem/travel/points-to-miles.mi"
   ],
   "to": "Etihad Guest",
   "transfer_time": "1-7 days",
   "verification": "ok"
  },
  {
   "block_bonus": [
    60000,
    5000
   ],
   "card_exception": null,
   "from": "Marriott Bonvoy",
   "min_transfer": 3000,
   "note": null,
   "ratio": [
    3.0,
    1.0
   ],
   "ratio_label": "3:1",
   "sources": [
    "https://www.marriott.com/loyalty/redeem/travel/points-to-miles.mi"
   ],
   "to": "Frontier Miles",
   "transfer_time": "1-7 days",
   "verification": "ok"
  },
  {
   "block_bonus": [
    60000,
    5000
   ],
   "card_exception": null,
   "from": "Marriott Bonvoy",
   "min_transfer": 3000,
   "note": null,
   "ratio": [
    3.0,
    1.0
   ],
   "ratio_label": "3:1",
   "sources": [
    "https://www.marriott.com/loyalty/redeem/travel/points-to-miles.mi"
   ],
   "to": "Hainan Airlines Fortune Wings Club",
   "transfer_time": "1-7 days",
   "verification": "ok"
  },
  {
   "block_bonus": [
    60000,
    5000
   ],
   "card_exception": null,
   "from": "Marriott Bonvoy",
   "min_transfer": 3000,
   "note": null,
   "ratio": [
    3.0,
    1.0
   ],
   "ratio_label": "3:1",
   "sources": [
    "https://www.marriott.com/loyalty/redeem/travel/points-to-miles.mi"
   ],
   "to": "Iberia Club",
   "transfer_time": "1-7 days",
   "verification": "ok"
  },
  {
   "block_bonus": [
    60000,
    5000
   ],
   "card_exception": null,
   "from": "Marriott Bonvoy",
   "min_transfer": 3000,
   "note": null,
   "ratio": [
    3.0,
    1.0
   ],
   "ratio_label": "3:1",
   "sources": [
    "https://www.marriott.com/loyalty/redeem/travel/points-to-miles.mi"
   ],
   "to": "Japan Airlines Mileage Bank",
   "transfer_time": "1-7 days",
   "verification": "ok"
  },
  {
   "block_bonus": [
    60000,
    5000
   ],
   "card_exception": null,
   "from": "Marriott Bonvoy",
   "min_transfer": 3000,
   "note": null,
   "ratio": [
    3.0,
    1.0
   ],
   "ratio_label": "3:1",
   "sources": [
    "https://www.marriott.com/loyalty/redeem/travel/points-to-miles.mi"
   ],
   "to": "LATAM Pass",
   "transfer_time": "1-7 days",
   "verification": "ok"
  },
  {
   "block_bonus": [
    60000,
    5000
   ],
   "card_exception": null,
   "from": "Marriott Bonvoy",
   "min_transfer": 3000,
   "note": null,
   "ratio": [
    3.0,
    1.0
   ],
   "ratio_label": "3:1",
   "sources": [
    "https://www.marriott.com/loyalty/redeem/travel/points-to-miles.mi"
   ],
   "to": "Qantas Frequent Flyer",
   "transfer_time": "1-7 days",
   "verification": "ok"
  },
  {
   "block_bonus": [
    60000,
    5000
   ],
   "card_exception": null,
   "from": "Marriott Bonvoy",
   "min_transfer": 3000,
   "note": null,
   "ratio": [
    3.0,
    1.0
   ],
   "ratio_label": "3:1",
   "sources": [
    "https://www.marriott.com/loyalty/redeem/travel/points-to-miles.mi"
   ],
   "to": "Qatar Airways Privilege Club",
   "transfer_time": "1-7 days",
   "verification": "ok"
  },
  {
   "block_bonus": [
    60000,
    5000
   ],
   "card_exception": null,
   "from": "Marriott Bonvoy",
   "min_transfer": 3000,
   "note": null,
   "ratio": [
    3.0,
    1.0
   ],
   "ratio_label": "3:1",
   "sources": [
    "https://www.marriott.com/loyalty/redeem/travel/points-to-miles.mi"
   ],
   "to": "Saudia Alfursan",
   "transfer_time": "1-7 days",
   "verification": "ok"
  },
  {
   "block_bonus": [
    60000,
    5000
   ],
   "card_exception": null,
   "from": "Marriott Bonvoy",
   "min_transfer": 3000,
   "note": null,
   "ratio": [
    3.0,
    1.0
   ],
   "ratio_label": "3:1",
   "sources": [
    "https://www.marriott.com/loyalty/redeem/travel/points-to-miles.mi"
   ],
   "to": "Singapore Airlines KrisFlyer",
   "transfer_time": "1-7 days",
   "verification": "ok"
  },
  {
   "block_bonus": [
    60000,
    5000
   ],
   "card_exception": null,
   "from": "Marriott Bonvoy",
   "min_transfer": 3000,
   "note": null,
   "ratio": [
    3.0,
    1.0
   ],
   "ratio_label": "3:1",
   "sources": [
    "https://www.marriott.com/loyalty/redeem/travel/points-to-miles.mi"
   ],
   "to": "Southwest Rapid Rewards",
   "transfer_time": "1-7 days",
   "verification": "ok"
  },
  {
   "block_bonus": [
    60000,
    5000
   ],
   "card_exception": null,
   "from": "Marriott Bonvoy",
   "min_transfer": 3000,
   "note": null,
   "ratio": [
    3.0,
    1.0
   ],
   "ratio_label": "3:1",
   "sources": [
    "https://www.marriott.com/loyalty/redeem/travel/points-to-miles.mi"
   ],
   "to": "TAP Air Portugal Miles&Go",
   "transfer_time": "1-7 days",
   "verification": "ok"
  },
  {
   "block_bonus": [
    60000,
    5000
   ],
   "card_exception": null,
   "from": "Marriott Bonvoy",
   "min_transfer": 3000,
   "note": null,
   "ratio": [
    3.0,
    1.0
   ],
   "ratio_label": "3:1",
   "sources": [
    "https://www.marriott.com/loyalty/redeem/travel/points-to-miles.mi"
   ],
   "to": "Thai Airways Royal Orchid Plus",
   "transfer_time": "1-7 days",
   "verification": "ok"
  },
  {
   "block_bonus": [
    60000,
    5000
   ],
   "card_exception": null,
   "from": "Marriott Bonvoy",
   "min_transfer": 3000,
   "note": null,
   "ratio": [
    3.0,
    1.0
   ],
   "ratio_label": "3:1",
   "sources": [
    "https://www.marriott.com/loyalty/redeem/travel/points-to-miles.mi"
   ],
   "to": "Turkish Airlines Miles&Smiles",
   "transfer_time": "1-7 days",
   "verification": "ok"
  },
  {
   "block_bonus": [
    60000,
    10000
   ],
   "card_exception": null,
   "from": "Marriott Bonvoy",
   "min_transfer": 3000,
   "note": "United gets 10",
   "ratio": [
    3.0,
    1.0
   ],
   "ratio_label": "3:1",
   "sources": [
    "https://www.marriott.com/loyalty/redeem/travel/points-to-miles.mi"
   ],
   "to": "United MileagePlus",
   "transfer_time": "1-7 days",
   "verification": "ok"
  },
  {
   "block_bonus": [
    60000,
    5000
   ],
   "card_exception": null,
   "from": "Marriott Bonvoy",
   "min_transfer": 3000,
   "note": null,
   "ratio": [
    3.0,
    1.0
   ],
   "ratio_label": "3:1",
   "sources": [
    "https://www.marriott.com/loyalty/redeem/travel/points-to-miles.mi"
   ],
   "to": "Virgin Atlantic Flying Club",
   "transfer_time": "1-7 days",
   "verification": "ok"
  },
  {
   "block_bonus": [
    60000,
    5000
   ],
   "card_exception": null,
   "from": "Marriott Bonvoy",
   "min_transfer": 3000,
   "note": null,
   "ratio": [
    3.0,
    1.0
   ],
   "ratio_label": "3:1",
   "sources": [
    "https://www.marriott.com/loyalty/redeem/travel/points-to-miles.mi"
   ],
   "to": "Virgin Australia Velocity",
   "transfer_time": "1-7 days",
   "verification": "ok"
  },
  {
   "block_bonus": [
    60000,
    5000
   ],
   "card_exception": null,
   "from": "Marriott Bonvoy",
   "min_transfer": 3000,
   "note": null,
   "ratio": [
    3.0,
    1.0
   ],
   "ratio_label": "3:1",
   "sources": [
    "https://www.marriott.com/loyalty/redeem/travel/points-to-miles.mi"
   ],
   "to": "Vueling Club",
   "transfer_time": "1-7 days",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "World of Hyatt",
   "min_transfer": 5000,
   "note": "Exception ratio per Hyatt (5000 -> 4000)",
   "ratio": [
    5.0,
    4.0
   ],
   "ratio_label": "5:4",
   "sources": [
    "https://world.hyatt.com/content/gp/en/rewards/air-auto.html"
   ],
   "to": "Aeromexico Rewards",
   "transfer_time": "Up to several weeks",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "World of Hyatt",
   "min_transfer": 5000,
   "note": "Exception ratio per Hyatt (5000 -> 3200)",
   "ratio": [
    5.0,
    3.2
   ],
   "ratio_label": "5:3.2",
   "sources": [
    "https://world.hyatt.com/content/gp/en/rewards/air-auto.html"
   ],
   "to": "Air China PhoenixMiles",
   "transfer_time": "Up to several weeks",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "World of Hyatt",
   "min_transfer": 5000,
   "note": null,
   "ratio": [
    5.0,
    2.0
   ],
   "ratio_label": "5:2",
   "sources": [
    "https://world.hyatt.com/content/gp/en/rewards/air-auto.html",
    "https://upgradedpoints.com/travel/hotels/world-of-hyatt-transfer-partners/"
   ],
   "to": "Air France-KLM Flying Blue",
   "transfer_time": "Up to several weeks",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "World of Hyatt",
   "min_transfer": 5000,
   "note": null,
   "ratio": [
    5.0,
    2.0
   ],
   "ratio_label": "5:2",
   "sources": [
    "https://world.hyatt.com/content/gp/en/rewards/air-auto.html",
    "https://upgradedpoints.com/travel/hotels/world-of-hyatt-transfer-partners/"
   ],
   "to": "ANA Mileage Club",
   "transfer_time": "Up to several weeks",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "World of Hyatt",
   "min_transfer": 5000,
   "note": "American-Hyatt partnership is winding down (TPG); check before transferring",
   "ratio": [
    5.0,
    2.0
   ],
   "ratio_label": "5:2",
   "sources": [
    "https://world.hyatt.com/content/gp/en/rewards/air-auto.html",
    "https://upgradedpoints.com/travel/hotels/world-of-hyatt-transfer-partners/"
   ],
   "to": "American Airlines AAdvantage",
   "transfer_time": "Up to several weeks",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "World of Hyatt",
   "min_transfer": 5000,
   "note": null,
   "ratio": [
    5.0,
    2.0
   ],
   "ratio_label": "5:2",
   "sources": [
    "https://world.hyatt.com/content/gp/en/rewards/air-auto.html",
    "https://upgradedpoints.com/travel/hotels/world-of-hyatt-transfer-partners/"
   ],
   "to": "Asiana Club",
   "transfer_time": "Up to several weeks",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "World of Hyatt",
   "min_transfer": 5000,
   "note": null,
   "ratio": [
    5.0,
    2.0
   ],
   "ratio_label": "5:2",
   "sources": [
    "https://world.hyatt.com/content/gp/en/rewards/air-auto.html",
    "https://upgradedpoints.com/travel/hotels/world-of-hyatt-transfer-partners/"
   ],
   "to": "British Airways Club",
   "transfer_time": "Up to several weeks",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "World of Hyatt",
   "min_transfer": 5000,
   "note": null,
   "ratio": [
    5.0,
    2.0
   ],
   "ratio_label": "5:2",
   "sources": [
    "https://world.hyatt.com/content/gp/en/rewards/air-auto.html",
    "https://upgradedpoints.com/travel/hotels/world-of-hyatt-transfer-partners/"
   ],
   "to": "Cathay Pacific Asia Miles",
   "transfer_time": "Up to several weeks",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "World of Hyatt",
   "min_transfer": 5000,
   "note": null,
   "ratio": [
    5.0,
    2.0
   ],
   "ratio_label": "5:2",
   "sources": [
    "https://world.hyatt.com/content/gp/en/rewards/air-auto.html",
    "https://upgradedpoints.com/travel/hotels/world-of-hyatt-transfer-partners/"
   ],
   "to": "China Airlines Dynasty Flyer",
   "transfer_time": "Up to several weeks",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "World of Hyatt",
   "min_transfer": 5000,
   "note": "Exception ratio per Hyatt (5000 -> 3200)",
   "ratio": [
    5.0,
    3.2
   ],
   "ratio_label": "5:3.2",
   "sources": [
    "https://world.hyatt.com/content/gp/en/rewards/air-auto.html"
   ],
   "to": "China Eastern Eastern Miles",
   "transfer_time": "Up to several weeks",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "World of Hyatt",
   "min_transfer": 5000,
   "note": null,
   "ratio": [
    5.0,
    2.0
   ],
   "ratio_label": "5:2",
   "sources": [
    "https://world.hyatt.com/content/gp/en/rewards/air-auto.html",
    "https://upgradedpoints.com/travel/hotels/world-of-hyatt-transfer-partners/"
   ],
   "to": "China Southern Sky Pearl Club",
   "transfer_time": "Up to several weeks",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "World of Hyatt",
   "min_transfer": 5000,
   "note": null,
   "ratio": [
    5.0,
    2.0
   ],
   "ratio_label": "5:2",
   "sources": [
    "https://world.hyatt.com/content/gp/en/rewards/air-auto.html",
    "https://upgradedpoints.com/travel/hotels/world-of-hyatt-transfer-partners/"
   ],
   "to": "Delta SkyMiles",
   "transfer_time": "Up to several weeks",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "World of Hyatt",
   "min_transfer": 5000,
   "note": null,
   "ratio": [
    5.0,
    2.0
   ],
   "ratio_label": "5:2",
   "sources": [
    "https://world.hyatt.com/content/gp/en/rewards/air-auto.html",
    "https://upgradedpoints.com/travel/hotels/world-of-hyatt-transfer-partners/"
   ],
   "to": "Emirates Skywards",
   "transfer_time": "Up to several weeks",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "World of Hyatt",
   "min_transfer": 5000,
   "note": null,
   "ratio": [
    5.0,
    2.0
   ],
   "ratio_label": "5:2",
   "sources": [
    "https://world.hyatt.com/content/gp/en/rewards/air-auto.html",
    "https://upgradedpoints.com/travel/hotels/world-of-hyatt-transfer-partners/"
   ],
   "to": "Etihad Guest",
   "transfer_time": "Up to several weeks",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "World of Hyatt",
   "min_transfer": 5000,
   "note": null,
   "ratio": [
    5.0,
    2.0
   ],
   "ratio_label": "5:2",
   "sources": [
    "https://world.hyatt.com/content/gp/en/rewards/air-auto.html",
    "https://upgradedpoints.com/travel/hotels/world-of-hyatt-transfer-partners/"
   ],
   "to": "Japan Airlines Mileage Bank",
   "transfer_time": "Up to several weeks",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "World of Hyatt",
   "min_transfer": 5000,
   "note": null,
   "ratio": [
    5.0,
    2.0
   ],
   "ratio_label": "5:2",
   "sources": [
    "https://world.hyatt.com/content/gp/en/rewards/air-auto.html",
    "https://upgradedpoints.com/travel/hotels/world-of-hyatt-transfer-partners/"
   ],
   "to": "Korean Air SKYPASS",
   "transfer_time": "Up to several weeks",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "World of Hyatt",
   "min_transfer": 5000,
   "note": null,
   "ratio": [
    5.0,
    2.0
   ],
   "ratio_label": "5:2",
   "sources": [
    "https://world.hyatt.com/content/gp/en/rewards/air-auto.html",
    "https://upgradedpoints.com/travel/hotels/world-of-hyatt-transfer-partners/"
   ],
   "to": "LATAM Pass",
   "transfer_time": "Up to several weeks",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "World of Hyatt",
   "min_transfer": 5000,
   "note": "Exception ratio per Hyatt (5000 -> 2400)",
   "ratio": [
    5.0,
    2.4
   ],
   "ratio_label": "5:2.4",
   "sources": [
    "https://world.hyatt.com/content/gp/en/rewards/air-auto.html"
   ],
   "to": "Qantas Frequent Flyer",
   "transfer_time": "Up to several weeks",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "World of Hyatt",
   "min_transfer": 5000,
   "note": null,
   "ratio": [
    5.0,
    2.0
   ],
   "ratio_label": "5:2",
   "sources": [
    "https://world.hyatt.com/content/gp/en/rewards/air-auto.html",
    "https://upgradedpoints.com/travel/hotels/world-of-hyatt-transfer-partners/"
   ],
   "to": "Qatar Airways Privilege Club",
   "transfer_time": "Up to several weeks",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "World of Hyatt",
   "min_transfer": 5000,
   "note": null,
   "ratio": [
    5.0,
    2.0
   ],
   "ratio_label": "5:2",
   "sources": [
    "https://world.hyatt.com/content/gp/en/rewards/air-auto.html",
    "https://upgradedpoints.com/travel/hotels/world-of-hyatt-transfer-partners/"
   ],
   "to": "Singapore Airlines KrisFlyer",
   "transfer_time": "Up to several weeks",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "World of Hyatt",
   "min_transfer": 5000,
   "note": "Exception ratio per Hyatt (5000 -> 2400)",
   "ratio": [
    5.0,
    2.4
   ],
   "ratio_label": "5:2.4",
   "sources": [
    "https://world.hyatt.com/content/gp/en/rewards/air-auto.html"
   ],
   "to": "Southwest Rapid Rewards",
   "transfer_time": "Up to several weeks",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "World of Hyatt",
   "min_transfer": 5000,
   "note": null,
   "ratio": [
    5.0,
    2.0
   ],
   "ratio_label": "5:2",
   "sources": [
    "https://world.hyatt.com/content/gp/en/rewards/air-auto.html",
    "https://upgradedpoints.com/travel/hotels/world-of-hyatt-transfer-partners/"
   ],
   "to": "Thai Airways Royal Orchid Plus",
   "transfer_time": "Up to several weeks",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "World of Hyatt",
   "min_transfer": 5000,
   "note": null,
   "ratio": [
    5.0,
    2.0
   ],
   "ratio_label": "5:2",
   "sources": [
    "https://world.hyatt.com/content/gp/en/rewards/air-auto.html",
    "https://upgradedpoints.com/travel/hotels/world-of-hyatt-transfer-partners/"
   ],
   "to": "United MileagePlus",
   "transfer_time": "Up to several weeks",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "World of Hyatt",
   "min_transfer": 5000,
   "note": "Exception ratio per Hyatt (5000 -> 3000)",
   "ratio": [
    5.0,
    3.0
   ],
   "ratio_label": "5:3",
   "sources": [
    "https://world.hyatt.com/content/gp/en/rewards/air-auto.html"
   ],
   "to": "Virgin Atlantic Flying Club",
   "transfer_time": "Up to several weeks",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "IHG One Rewards",
   "min_transfer": 10000,
   "note": "IHG airline transfers are done by phone (888-211-9874) per Upgraded Points",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://upgradedpoints.com/travel/hotels/ihg-rewards-transfer-partners/"
   ],
   "to": "Aeromexico Rewards",
   "transfer_time": "14-21 days",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "IHG One Rewards",
   "min_transfer": 10000,
   "note": "IHG airline transfers are done by phone (888-211-9874) per Upgraded Points",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://upgradedpoints.com/travel/hotels/ihg-rewards-transfer-partners/"
   ],
   "to": "Air Canada Aeroplan",
   "transfer_time": "14-21 days",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "IHG One Rewards",
   "min_transfer": 10000,
   "note": "IHG airline transfers are done by phone (888-211-9874) per Upgraded Points",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://upgradedpoints.com/travel/hotels/ihg-rewards-transfer-partners/"
   ],
   "to": "Air China PhoenixMiles",
   "transfer_time": "14-21 days",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "IHG One Rewards",
   "min_transfer": 10000,
   "note": "IHG airline transfers are done by phone (888-211-9874) per Upgraded Points",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://upgradedpoints.com/travel/hotels/ihg-rewards-transfer-partners/"
   ],
   "to": "Air France-KLM Flying Blue",
   "transfer_time": "14-21 days",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "IHG One Rewards",
   "min_transfer": 10000,
   "note": "IHG airline transfers are done by phone (888-211-9874) per Upgraded Points",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://upgradedpoints.com/travel/hotels/ihg-rewards-transfer-partners/"
   ],
   "to": "Alaska/Hawaiian Atmos Rewards",
   "transfer_time": "14-21 days",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "IHG One Rewards",
   "min_transfer": 10000,
   "note": "IHG airline transfers are done by phone (888-211-9874) per Upgraded Points",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://upgradedpoints.com/travel/hotels/ihg-rewards-transfer-partners/"
   ],
   "to": "American Airlines AAdvantage",
   "transfer_time": "14-21 days",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "IHG One Rewards",
   "min_transfer": 10000,
   "note": "IHG airline transfers are done by phone (888-211-9874) per Upgraded Points",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://upgradedpoints.com/travel/hotels/ihg-rewards-transfer-partners/"
   ],
   "to": "ANA Mileage Club",
   "transfer_time": "14-21 days",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "IHG One Rewards",
   "min_transfer": 10000,
   "note": "IHG airline transfers are done by phone (888-211-9874) per Upgraded Points",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://upgradedpoints.com/travel/hotels/ihg-rewards-transfer-partners/"
   ],
   "to": "Avianca LifeMiles",
   "transfer_time": "14-21 days",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "IHG One Rewards",
   "min_transfer": 10000,
   "note": "IHG airline transfers are done by phone (888-211-9874) per Upgraded Points",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://upgradedpoints.com/travel/hotels/ihg-rewards-transfer-partners/"
   ],
   "to": "British Airways Club",
   "transfer_time": "14-21 days",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "IHG One Rewards",
   "min_transfer": 10000,
   "note": "IHG airline transfers are done by phone (888-211-9874) per Upgraded Points",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://upgradedpoints.com/travel/hotels/ihg-rewards-transfer-partners/"
   ],
   "to": "Cathay Pacific Asia Miles",
   "transfer_time": "14-21 days",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "IHG One Rewards",
   "min_transfer": 10000,
   "note": "IHG airline transfers are done by phone (888-211-9874) per Upgraded Points",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://upgradedpoints.com/travel/hotels/ihg-rewards-transfer-partners/"
   ],
   "to": "China Southern Sky Pearl Club",
   "transfer_time": "14-21 days",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "IHG One Rewards",
   "min_transfer": 10000,
   "note": "IHG airline transfers are done by phone (888-211-9874) per Upgraded Points",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://upgradedpoints.com/travel/hotels/ihg-rewards-transfer-partners/"
   ],
   "to": "Iberia Club",
   "transfer_time": "14-21 days",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "IHG One Rewards",
   "min_transfer": 10000,
   "note": "IHG airline transfers are done by phone (888-211-9874) per Upgraded Points",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://upgradedpoints.com/travel/hotels/ihg-rewards-transfer-partners/"
   ],
   "to": "Delta SkyMiles",
   "transfer_time": "14-21 days",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "IHG One Rewards",
   "min_transfer": 10000,
   "note": "IHG airline transfers are done by phone (888-211-9874) per Upgraded Points",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://upgradedpoints.com/travel/hotels/ihg-rewards-transfer-partners/"
   ],
   "to": "Emirates Skywards",
   "transfer_time": "14-21 days",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "IHG One Rewards",
   "min_transfer": 10000,
   "note": "IHG airline transfers are done by phone (888-211-9874) per Upgraded Points",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://upgradedpoints.com/travel/hotels/ihg-rewards-transfer-partners/"
   ],
   "to": "Etihad Guest",
   "transfer_time": "14-21 days",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "IHG One Rewards",
   "min_transfer": 10000,
   "note": "IHG airline transfers are done by phone (888-211-9874) per Upgraded Points",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://upgradedpoints.com/travel/hotels/ihg-rewards-transfer-partners/"
   ],
   "to": "Gulf Air Falconflyer",
   "transfer_time": "14-21 days",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "IHG One Rewards",
   "min_transfer": 10000,
   "note": "IHG airline transfers are done by phone (888-211-9874) per Upgraded Points",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://upgradedpoints.com/travel/hotels/ihg-rewards-transfer-partners/"
   ],
   "to": "Hainan Airlines Fortune Wings Club",
   "transfer_time": "14-21 days",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "IHG One Rewards",
   "min_transfer": 10000,
   "note": "IHG airline transfers are done by phone (888-211-9874) per Upgraded Points",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://upgradedpoints.com/travel/hotels/ihg-rewards-transfer-partners/"
   ],
   "to": "Japan Airlines Mileage Bank",
   "transfer_time": "14-21 days",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "IHG One Rewards",
   "min_transfer": 10000,
   "note": "IHG airline transfers are done by phone (888-211-9874) per Upgraded Points",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://upgradedpoints.com/travel/hotels/ihg-rewards-transfer-partners/"
   ],
   "to": "JetBlue TrueBlue",
   "transfer_time": "14-21 days",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "IHG One Rewards",
   "min_transfer": 10000,
   "note": "IHG airline transfers are done by phone (888-211-9874) per Upgraded Points",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://upgradedpoints.com/travel/hotels/ihg-rewards-transfer-partners/"
   ],
   "to": "Korean Air SKYPASS",
   "transfer_time": "14-21 days",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "IHG One Rewards",
   "min_transfer": 10000,
   "note": "IHG airline transfers are done by phone (888-211-9874) per Upgraded Points",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://upgradedpoints.com/travel/hotels/ihg-rewards-transfer-partners/"
   ],
   "to": "Malaysia Airlines Enrich",
   "transfer_time": "14-21 days",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "IHG One Rewards",
   "min_transfer": 10000,
   "note": "IHG airline transfers are done by phone (888-211-9874) per Upgraded Points",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://upgradedpoints.com/travel/hotels/ihg-rewards-transfer-partners/"
   ],
   "to": "Qantas Frequent Flyer",
   "transfer_time": "14-21 days",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "IHG One Rewards",
   "min_transfer": 10000,
   "note": "IHG airline transfers are done by phone (888-211-9874) per Upgraded Points",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://upgradedpoints.com/travel/hotels/ihg-rewards-transfer-partners/"
   ],
   "to": "Qatar Airways Privilege Club",
   "transfer_time": "14-21 days",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "IHG One Rewards",
   "min_transfer": 10000,
   "note": "IHG airline transfers are done by phone (888-211-9874) per Upgraded Points",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://upgradedpoints.com/travel/hotels/ihg-rewards-transfer-partners/"
   ],
   "to": "Saudia Alfursan",
   "transfer_time": "14-21 days",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "IHG One Rewards",
   "min_transfer": 10000,
   "note": "IHG airline transfers are done by phone (888-211-9874) per Upgraded Points",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://upgradedpoints.com/travel/hotels/ihg-rewards-transfer-partners/"
   ],
   "to": "Singapore Airlines KrisFlyer",
   "transfer_time": "14-21 days",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "IHG One Rewards",
   "min_transfer": 10000,
   "note": "IHG airline transfers are done by phone (888-211-9874) per Upgraded Points",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://upgradedpoints.com/travel/hotels/ihg-rewards-transfer-partners/"
   ],
   "to": "South African Airways Voyager",
   "transfer_time": "14-21 days",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "IHG One Rewards",
   "min_transfer": 10000,
   "note": "IHG airline transfers are done by phone (888-211-9874) per Upgraded Points",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://upgradedpoints.com/travel/hotels/ihg-rewards-transfer-partners/"
   ],
   "to": "TAP Air Portugal Miles&Go",
   "transfer_time": "14-21 days",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "IHG One Rewards",
   "min_transfer": 10000,
   "note": "IHG airline transfers are done by phone (888-211-9874) per Upgraded Points",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://upgradedpoints.com/travel/hotels/ihg-rewards-transfer-partners/"
   ],
   "to": "Thai Airways Royal Orchid Plus",
   "transfer_time": "14-21 days",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "IHG One Rewards",
   "min_transfer": 10000,
   "note": "IHG airline transfers are done by phone (888-211-9874) per Upgraded Points",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://upgradedpoints.com/travel/hotels/ihg-rewards-transfer-partners/"
   ],
   "to": "United MileagePlus",
   "transfer_time": "14-21 days",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "IHG One Rewards",
   "min_transfer": 10000,
   "note": "IHG airline transfers are done by phone (888-211-9874) per Upgraded Points",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://upgradedpoints.com/travel/hotels/ihg-rewards-transfer-partners/"
   ],
   "to": "Virgin Atlantic Flying Club",
   "transfer_time": "14-21 days",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "IHG One Rewards",
   "min_transfer": 10000,
   "note": "IHG airline transfers are done by phone (888-211-9874) per Upgraded Points",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://upgradedpoints.com/travel/hotels/ihg-rewards-transfer-partners/"
   ],
   "to": "Virgin Australia Velocity",
   "transfer_time": "14-21 days",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Hilton Honors",
   "min_transfer": 10000,
   "note": "Hilton's own exchange page needs a login; ratio agreed by 2+ independent sources",
   "ratio": [
    10.0,
    1.0
   ],
   "ratio_label": "10:1",
   "sources": [
    "https://www.thepointsanalyst.com/hilton-honors-transfer-partners/",
    "https://www.thepointcalculator.com/us/hilton-honors-points/hilton-transfer-partners/",
    "https://awardtravelfinder.com/transfer-partners/hilton-honors"
   ],
   "to": "Air Canada Aeroplan",
   "transfer_time": "Up to a week or more",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Hilton Honors",
   "min_transfer": 10000,
   "note": "Hilton's own exchange page needs a login; ratio agreed by 2+ independent sources",
   "ratio": [
    10.0,
    1.0
   ],
   "ratio_label": "10:1",
   "sources": [
    "https://www.thepointsanalyst.com/hilton-honors-transfer-partners/",
    "https://www.thepointcalculator.com/us/hilton-honors-points/hilton-transfer-partners/",
    "https://awardtravelfinder.com/transfer-partners/hilton-honors"
   ],
   "to": "ANA Mileage Club",
   "transfer_time": "Up to a week or more",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Hilton Honors",
   "min_transfer": 10000,
   "note": "Hilton's own exchange page needs a login; ratio agreed by 2+ independent sources",
   "ratio": [
    10.0,
    1.0
   ],
   "ratio_label": "10:1",
   "sources": [
    "https://www.thepointsanalyst.com/hilton-honors-transfer-partners/",
    "https://www.thepointcalculator.com/us/hilton-honors-points/hilton-transfer-partners/",
    "https://awardtravelfinder.com/transfer-partners/hilton-honors"
   ],
   "to": "British Airways Club",
   "transfer_time": "Up to a week or more",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Hilton Honors",
   "min_transfer": 10000,
   "note": "Hilton's own exchange page needs a login; ratio agreed by 2+ independent sources",
   "ratio": [
    10.0,
    1.0
   ],
   "ratio_label": "10:1",
   "sources": [
    "https://www.thepointsanalyst.com/hilton-honors-transfer-partners/",
    "https://www.thepointcalculator.com/us/hilton-honors-points/hilton-transfer-partners/",
    "https://awardtravelfinder.com/transfer-partners/hilton-honors"
   ],
   "to": "Cathay Pacific Asia Miles",
   "transfer_time": "Up to a week or more",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Hilton Honors",
   "min_transfer": 10000,
   "note": "Hilton's own exchange page needs a login; ratio agreed by 2+ independent sources",
   "ratio": [
    10.0,
    1.0
   ],
   "ratio_label": "10:1",
   "sources": [
    "https://www.thepointsanalyst.com/hilton-honors-transfer-partners/",
    "https://www.thepointcalculator.com/us/hilton-honors-points/hilton-transfer-partners/",
    "https://awardtravelfinder.com/transfer-partners/hilton-honors"
   ],
   "to": "Delta SkyMiles",
   "transfer_time": "Up to a week or more",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Hilton Honors",
   "min_transfer": 10000,
   "note": "Hilton's own exchange page needs a login; ratio agreed by 2+ independent sources",
   "ratio": [
    10.0,
    1.0
   ],
   "ratio_label": "10:1",
   "sources": [
    "https://www.thepointsanalyst.com/hilton-honors-transfer-partners/",
    "https://www.thepointcalculator.com/us/hilton-honors-points/hilton-transfer-partners/",
    "https://awardtravelfinder.com/transfer-partners/hilton-honors"
   ],
   "to": "Emirates Skywards",
   "transfer_time": "Up to a week or more",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Hilton Honors",
   "min_transfer": 10000,
   "note": "Hilton's own exchange page needs a login; ratio agreed by 2+ independent sources",
   "ratio": [
    10.0,
    1.0
   ],
   "ratio_label": "10:1",
   "sources": [
    "https://www.thepointsanalyst.com/hilton-honors-transfer-partners/",
    "https://www.thepointcalculator.com/us/hilton-honors-points/hilton-transfer-partners/",
    "https://awardtravelfinder.com/transfer-partners/hilton-honors"
   ],
   "to": "Air France-KLM Flying Blue",
   "transfer_time": "Up to a week or more",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Hilton Honors",
   "min_transfer": 10000,
   "note": "Hilton's own exchange page needs a login; ratio agreed by 2+ independent sources",
   "ratio": [
    10.0,
    1.0
   ],
   "ratio_label": "10:1",
   "sources": [
    "https://www.thepointsanalyst.com/hilton-honors-transfer-partners/",
    "https://www.thepointcalculator.com/us/hilton-honors-points/hilton-transfer-partners/",
    "https://awardtravelfinder.com/transfer-partners/hilton-honors"
   ],
   "to": "Qatar Airways Privilege Club",
   "transfer_time": "Up to a week or more",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Hilton Honors",
   "min_transfer": 10000,
   "note": "Hilton's own exchange page needs a login; ratio agreed by 2+ independent sources",
   "ratio": [
    10.0,
    1.0
   ],
   "ratio_label": "10:1",
   "sources": [
    "https://www.thepointsanalyst.com/hilton-honors-transfer-partners/",
    "https://www.thepointcalculator.com/us/hilton-honors-points/hilton-transfer-partners/",
    "https://awardtravelfinder.com/transfer-partners/hilton-honors"
   ],
   "to": "Turkish Airlines Miles&Smiles",
   "transfer_time": "Up to a week or more",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Hilton Honors",
   "min_transfer": 10000,
   "note": "Hilton's own exchange page needs a login; ratio agreed by 2+ independent sources",
   "ratio": [
    10.0,
    1.0
   ],
   "ratio_label": "10:1",
   "sources": [
    "https://www.thepointsanalyst.com/hilton-honors-transfer-partners/",
    "https://www.thepointcalculator.com/us/hilton-honors-points/hilton-transfer-partners/",
    "https://awardtravelfinder.com/transfer-partners/hilton-honors"
   ],
   "to": "United MileagePlus",
   "transfer_time": "Up to a week or more",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Hilton Honors",
   "min_transfer": 25000,
   "note": "Ratio agreed by 2 sources",
   "ratio": [
    5.0,
    2.0
   ],
   "ratio_label": "5:2",
   "sources": [
    "https://www.thepointsanalyst.com/hilton-honors-transfer-partners/",
    "https://awardtravelfinder.com/transfer-partners/hilton-honors"
   ],
   "to": "Hainan Airlines Fortune Wings Club",
   "transfer_time": "Up to a week or more",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Wyndham Rewards",
   "min_transfer": 6000,
   "note": "Listed by both sources",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://upgradedpoints.com/travel/hotels/wyndham-rewards-transfer-partners/",
    "https://www.thepointcalculator.com/us/wyndham-rewards-points/wyndham-transfer-partners/"
   ],
   "to": "Air Canada Aeroplan",
   "transfer_time": "Up to 6-8 weeks",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Wyndham Rewards",
   "min_transfer": 6000,
   "note": "Listed by both sources",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://upgradedpoints.com/travel/hotels/wyndham-rewards-transfer-partners/",
    "https://www.thepointcalculator.com/us/wyndham-rewards-points/wyndham-transfer-partners/"
   ],
   "to": "Air China PhoenixMiles",
   "transfer_time": "Up to 6-8 weeks",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Wyndham Rewards",
   "min_transfer": 6000,
   "note": "Listed by both sources",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://upgradedpoints.com/travel/hotels/wyndham-rewards-transfer-partners/",
    "https://www.thepointcalculator.com/us/wyndham-rewards-points/wyndham-transfer-partners/"
   ],
   "to": "Avianca LifeMiles",
   "transfer_time": "Up to 6-8 weeks",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Wyndham Rewards",
   "min_transfer": 6000,
   "note": "Listed by both sources",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://upgradedpoints.com/travel/hotels/wyndham-rewards-transfer-partners/",
    "https://www.thepointcalculator.com/us/wyndham-rewards-points/wyndham-transfer-partners/"
   ],
   "to": "Frontier Miles",
   "transfer_time": "Up to 6-8 weeks",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Wyndham Rewards",
   "min_transfer": 6000,
   "note": "Listed by both sources",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://upgradedpoints.com/travel/hotels/wyndham-rewards-transfer-partners/",
    "https://www.thepointcalculator.com/us/wyndham-rewards-points/wyndham-transfer-partners/"
   ],
   "to": "Hainan Airlines Fortune Wings Club",
   "transfer_time": "Up to 6-8 weeks",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Wyndham Rewards",
   "min_transfer": 6000,
   "note": "Listed by both sources",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://upgradedpoints.com/travel/hotels/wyndham-rewards-transfer-partners/",
    "https://www.thepointcalculator.com/us/wyndham-rewards-points/wyndham-transfer-partners/"
   ],
   "to": "Turkish Airlines Miles&Smiles",
   "transfer_time": "Up to 6-8 weeks",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Wyndham Rewards",
   "min_transfer": 6000,
   "note": "Listed by both sources",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://upgradedpoints.com/travel/hotels/wyndham-rewards-transfer-partners/",
    "https://www.thepointcalculator.com/us/wyndham-rewards-points/wyndham-transfer-partners/"
   ],
   "to": "United MileagePlus",
   "transfer_time": "Up to 6-8 weeks",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Choice Privileges",
   "min_transfer": 5000,
   "note": "AwardWallet list (May 2025); Choice's own page blocked our check - verify on choicehotels.com",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://awardwallet.com/news/choice-privileges/airline-transfer-partners/"
   ],
   "to": "Aeromexico Rewards",
   "transfer_time": "Varies",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Choice Privileges",
   "min_transfer": 5000,
   "note": "AwardWallet list (May 2025); Choice's own page blocked our check - verify on choicehotels.com",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://awardwallet.com/news/choice-privileges/airline-transfer-partners/"
   ],
   "to": "Air Canada Aeroplan",
   "transfer_time": "Varies",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Choice Privileges",
   "min_transfer": 5000,
   "note": "AwardWallet list (May 2025); Choice's own page blocked our check - verify on choicehotels.com",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://awardwallet.com/news/choice-privileges/airline-transfer-partners/"
   ],
   "to": "Air France-KLM Flying Blue",
   "transfer_time": "Varies",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Choice Privileges",
   "min_transfer": 5000,
   "note": "AwardWallet list (May 2025); Choice's own page blocked our check - verify on choicehotels.com",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://awardwallet.com/news/choice-privileges/airline-transfer-partners/"
   ],
   "to": "Alaska/Hawaiian Atmos Rewards",
   "transfer_time": "Varies",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Choice Privileges",
   "min_transfer": 5000,
   "note": "AwardWallet list (May 2025); Choice's own page blocked our check - verify on choicehotels.com",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://awardwallet.com/news/choice-privileges/airline-transfer-partners/"
   ],
   "to": "Avianca LifeMiles",
   "transfer_time": "Varies",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Choice Privileges",
   "min_transfer": 5000,
   "note": "AwardWallet list (May 2025); Choice's own page blocked our check - verify on choicehotels.com",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://awardwallet.com/news/choice-privileges/airline-transfer-partners/"
   ],
   "to": "LATAM Pass",
   "transfer_time": "Varies",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Choice Privileges",
   "min_transfer": 5000,
   "note": "AwardWallet list (May 2025); Choice's own page blocked our check - verify on choicehotels.com",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://awardwallet.com/news/choice-privileges/airline-transfer-partners/"
   ],
   "to": "Saudia Alfursan",
   "transfer_time": "Varies",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Choice Privileges",
   "min_transfer": 5000,
   "note": "AwardWallet list (May 2025); Choice's own page blocked our check - verify on choicehotels.com",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://awardwallet.com/news/choice-privileges/airline-transfer-partners/"
   ],
   "to": "Turkish Airlines Miles&Smiles",
   "transfer_time": "Varies",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Choice Privileges",
   "min_transfer": 5000,
   "note": "AwardWallet list (May 2025); Choice's own page blocked our check - verify on choicehotels.com",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://awardwallet.com/news/choice-privileges/airline-transfer-partners/"
   ],
   "to": "United MileagePlus",
   "transfer_time": "Varies",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Choice Privileges",
   "min_transfer": 5000,
   "note": "AwardWallet list (May 2025); Choice's own page blocked our check - verify on choicehotels.com",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://awardwallet.com/news/choice-privileges/airline-transfer-partners/"
   ],
   "to": "British Airways Club",
   "transfer_time": "Varies",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Choice Privileges",
   "min_transfer": 5000,
   "note": "AwardWallet list (May 2025); Choice's own page blocked our check - verify on choicehotels.com",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://awardwallet.com/news/choice-privileges/airline-transfer-partners/"
   ],
   "to": "Iberia Club",
   "transfer_time": "Varies",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Choice Privileges",
   "min_transfer": 5000,
   "note": "AwardWallet list (May 2025); Choice's own page blocked our check - verify on choicehotels.com",
   "ratio": [
    5.0,
    1.0
   ],
   "ratio_label": "5:1",
   "sources": [
    "https://awardwallet.com/news/choice-privileges/airline-transfer-partners/"
   ],
   "to": "Aer Lingus AerClub",
   "transfer_time": "Varies",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Choice Privileges",
   "min_transfer": 5000,
   "note": "AwardWallet list (May 2025); better-than-usual ratio",
   "ratio": [
    5.0,
    2.0
   ],
   "ratio_label": "5:2",
   "sources": [
    "https://awardwallet.com/news/choice-privileges/airline-transfer-partners/"
   ],
   "to": "Qantas Frequent Flyer",
   "transfer_time": "Varies",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Choice Privileges",
   "min_transfer": 5000,
   "note": "AwardWallet list (May 2025); better-than-usual ratio",
   "ratio": [
    5.0,
    2.0
   ],
   "ratio_label": "5:2",
   "sources": [
    "https://awardwallet.com/news/choice-privileges/airline-transfer-partners/"
   ],
   "to": "Virgin Australia Velocity",
   "transfer_time": "Varies",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Choice Privileges",
   "min_transfer": 6000,
   "note": "AwardWallet transfer chart (confirmed by AwardWallet, Oct 6, 2026): 1,000 Choice = 300 Southwest; minimum 6,000 Choice points. Older AwardWallet May 2025 post (5:2.5) was out of date",
   "ratio": [
    5.0,
    1.5
   ],
   "ratio_label": "5:1.5",
   "sources": [
    "https://awardwallet.com/news/choice-privileges/airline-transfer-partners/"
   ],
   "to": "Southwest Rapid Rewards",
   "transfer_time": "Varies",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "British Airways Club",
   "min_transfer": 1,
   "note": "Avios move 1:1 via Avios.com (accounts must match name/email and be linked)",
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://frequentmiler.com/how-to-transfer-avios-between-programs/",
    "https://www.britishairways.com/content/en/ca/the-british-airways-club/avios/combine-avios"
   ],
   "to": "Iberia Club",
   "transfer_time": "Instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "British Airways Club",
   "min_transfer": 1,
   "note": "Avios move 1:1 via Avios.com (accounts must match name/email and be linked)",
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://frequentmiler.com/how-to-transfer-avios-between-programs/",
    "https://www.britishairways.com/content/en/ca/the-british-airways-club/avios/combine-avios"
   ],
   "to": "Aer Lingus AerClub",
   "transfer_time": "Instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "British Airways Club",
   "min_transfer": 1,
   "note": "Avios move 1:1 via Avios.com (accounts must match name/email and be linked)",
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://frequentmiler.com/how-to-transfer-avios-between-programs/",
    "https://www.britishairways.com/content/en/ca/the-british-airways-club/avios/combine-avios"
   ],
   "to": "Vueling Club",
   "transfer_time": "Instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "British Airways Club",
   "min_transfer": 1,
   "note": "Avios move 1:1 via Avios.com (accounts must match name/email and be linked)",
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://frequentmiler.com/how-to-transfer-avios-between-programs/",
    "https://www.britishairways.com/content/en/ca/the-british-airways-club/avios/combine-avios"
   ],
   "to": "Finnair Plus",
   "transfer_time": "Instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Iberia Club",
   "min_transfer": 1,
   "note": "Avios move 1:1 via Avios.com (accounts must match name/email and be linked)",
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://frequentmiler.com/how-to-transfer-avios-between-programs/",
    "https://www.britishairways.com/content/en/ca/the-british-airways-club/avios/combine-avios"
   ],
   "to": "British Airways Club",
   "transfer_time": "Instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Iberia Club",
   "min_transfer": 1,
   "note": "Avios move 1:1 via Avios.com (accounts must match name/email and be linked)",
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://frequentmiler.com/how-to-transfer-avios-between-programs/",
    "https://www.britishairways.com/content/en/ca/the-british-airways-club/avios/combine-avios"
   ],
   "to": "Aer Lingus AerClub",
   "transfer_time": "Instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Iberia Club",
   "min_transfer": 1,
   "note": "Avios move 1:1 via Avios.com (accounts must match name/email and be linked)",
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://frequentmiler.com/how-to-transfer-avios-between-programs/",
    "https://www.britishairways.com/content/en/ca/the-british-airways-club/avios/combine-avios"
   ],
   "to": "Vueling Club",
   "transfer_time": "Instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Iberia Club",
   "min_transfer": 1,
   "note": "Avios move 1:1 via Avios.com (accounts must match name/email and be linked)",
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://frequentmiler.com/how-to-transfer-avios-between-programs/",
    "https://www.britishairways.com/content/en/ca/the-british-airways-club/avios/combine-avios"
   ],
   "to": "Finnair Plus",
   "transfer_time": "Instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Aer Lingus AerClub",
   "min_transfer": 1,
   "note": "Avios move 1:1 via Avios.com (accounts must match name/email and be linked)",
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://frequentmiler.com/how-to-transfer-avios-between-programs/",
    "https://www.britishairways.com/content/en/ca/the-british-airways-club/avios/combine-avios"
   ],
   "to": "British Airways Club",
   "transfer_time": "Instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Aer Lingus AerClub",
   "min_transfer": 1,
   "note": "Avios move 1:1 via Avios.com (accounts must match name/email and be linked)",
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://frequentmiler.com/how-to-transfer-avios-between-programs/",
    "https://www.britishairways.com/content/en/ca/the-british-airways-club/avios/combine-avios"
   ],
   "to": "Iberia Club",
   "transfer_time": "Instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Aer Lingus AerClub",
   "min_transfer": 1,
   "note": "Avios move 1:1 via Avios.com (accounts must match name/email and be linked)",
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://frequentmiler.com/how-to-transfer-avios-between-programs/",
    "https://www.britishairways.com/content/en/ca/the-british-airways-club/avios/combine-avios"
   ],
   "to": "Vueling Club",
   "transfer_time": "Instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Aer Lingus AerClub",
   "min_transfer": 1,
   "note": "Avios move 1:1 via Avios.com (accounts must match name/email and be linked)",
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://frequentmiler.com/how-to-transfer-avios-between-programs/",
    "https://www.britishairways.com/content/en/ca/the-british-airways-club/avios/combine-avios"
   ],
   "to": "Finnair Plus",
   "transfer_time": "Instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Vueling Club",
   "min_transfer": 1,
   "note": "Avios move 1:1 via Avios.com (accounts must match name/email and be linked)",
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://frequentmiler.com/how-to-transfer-avios-between-programs/",
    "https://www.britishairways.com/content/en/ca/the-british-airways-club/avios/combine-avios"
   ],
   "to": "British Airways Club",
   "transfer_time": "Instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Vueling Club",
   "min_transfer": 1,
   "note": "Avios move 1:1 via Avios.com (accounts must match name/email and be linked)",
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://frequentmiler.com/how-to-transfer-avios-between-programs/",
    "https://www.britishairways.com/content/en/ca/the-british-airways-club/avios/combine-avios"
   ],
   "to": "Iberia Club",
   "transfer_time": "Instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Vueling Club",
   "min_transfer": 1,
   "note": "Avios move 1:1 via Avios.com (accounts must match name/email and be linked)",
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://frequentmiler.com/how-to-transfer-avios-between-programs/",
    "https://www.britishairways.com/content/en/ca/the-british-airways-club/avios/combine-avios"
   ],
   "to": "Aer Lingus AerClub",
   "transfer_time": "Instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Vueling Club",
   "min_transfer": 1,
   "note": "Avios move 1:1 via Avios.com (accounts must match name/email and be linked)",
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://frequentmiler.com/how-to-transfer-avios-between-programs/",
    "https://www.britishairways.com/content/en/ca/the-british-airways-club/avios/combine-avios"
   ],
   "to": "Finnair Plus",
   "transfer_time": "Instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Finnair Plus",
   "min_transfer": 1,
   "note": "Avios move 1:1 via Avios.com (accounts must match name/email and be linked)",
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://frequentmiler.com/how-to-transfer-avios-between-programs/",
    "https://www.britishairways.com/content/en/ca/the-british-airways-club/avios/combine-avios"
   ],
   "to": "British Airways Club",
   "transfer_time": "Instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Finnair Plus",
   "min_transfer": 1,
   "note": "Avios move 1:1 via Avios.com (accounts must match name/email and be linked)",
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://frequentmiler.com/how-to-transfer-avios-between-programs/",
    "https://www.britishairways.com/content/en/ca/the-british-airways-club/avios/combine-avios"
   ],
   "to": "Iberia Club",
   "transfer_time": "Instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Finnair Plus",
   "min_transfer": 1,
   "note": "Avios move 1:1 via Avios.com (accounts must match name/email and be linked)",
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://frequentmiler.com/how-to-transfer-avios-between-programs/",
    "https://www.britishairways.com/content/en/ca/the-british-airways-club/avios/combine-avios"
   ],
   "to": "Aer Lingus AerClub",
   "transfer_time": "Instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Finnair Plus",
   "min_transfer": 1,
   "note": "Avios move 1:1 via Avios.com (accounts must match name/email and be linked)",
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://frequentmiler.com/how-to-transfer-avios-between-programs/",
    "https://www.britishairways.com/content/en/ca/the-british-airways-club/avios/combine-avios"
   ],
   "to": "Vueling Club",
   "transfer_time": "Instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "British Airways Club",
   "min_transfer": 1,
   "note": "Qatar connects only with British Airways and Iberia",
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://frequentmiler.com/how-to-transfer-avios-between-programs/",
    "https://thepointsguy.com/loyalty-programs/how-to-transfer-avios-between-accounts/"
   ],
   "to": "Qatar Airways Privilege Club",
   "transfer_time": "Instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Qatar Airways Privilege Club",
   "min_transfer": 1,
   "note": "Qatar connects only with British Airways and Iberia",
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://frequentmiler.com/how-to-transfer-avios-between-programs/",
    "https://thepointsguy.com/loyalty-programs/how-to-transfer-avios-between-accounts/"
   ],
   "to": "British Airways Club",
   "transfer_time": "Instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Iberia Club",
   "min_transfer": 1,
   "note": "Qatar connects only with British Airways and Iberia",
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://frequentmiler.com/how-to-transfer-avios-between-programs/",
    "https://thepointsguy.com/loyalty-programs/how-to-transfer-avios-between-accounts/"
   ],
   "to": "Qatar Airways Privilege Club",
   "transfer_time": "Instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Qatar Airways Privilege Club",
   "min_transfer": 1,
   "note": "Qatar connects only with British Airways and Iberia",
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://frequentmiler.com/how-to-transfer-avios-between-programs/",
    "https://thepointsguy.com/loyalty-programs/how-to-transfer-avios-between-accounts/"
   ],
   "to": "Iberia Club",
   "transfer_time": "Instant",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Virgin Red",
   "min_transfer": 1,
   "note": "Same Virgin Points balance once the accounts are linked",
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://membersupport.red.virgin.com/hc/en-gb/articles/37882621686929-Can-my-transferred-Virgin-Points-be-used-across-both-Virgin-Red-and-Virgin-Atlantic-Flying-Club"
   ],
   "to": "Virgin Atlantic Flying Club",
   "transfer_time": "Instant once linked",
   "verification": "ok"
  },
  {
   "block_bonus": null,
   "card_exception": null,
   "from": "Virgin Atlantic Flying Club",
   "min_transfer": 1,
   "note": "Same Virgin Points balance once the accounts are linked",
   "ratio": [
    1.0,
    1.0
   ],
   "ratio_label": "1:1",
   "sources": [
    "https://membersupport.red.virgin.com/hc/en-gb/articles/37882621686929-Can-my-transferred-Virgin-Points-be-used-across-both-Virgin-Red-and-Virgin-Atlantic-Flying-Club"
   ],
   "to": "Virgin Red",
   "transfer_time": "Instant once linked",
   "verification": "ok"
  }
 ],
 "generated": "2026-11-01T08:06-05:00",
 "license": "Free to read and cite with a link to https://maxurpoints.com/convert/. Ratios only; no valuations.",
 "live_bonuses": [
  {
   "card_specific": false,
   "ends": "2026-11-14T23:59:59-05:00",
   "from": "Rove Miles",
   "pct_max": 20.0,
   "pct_min": 20.0,
   "sources": [
    "https://www.rove.com/blog/rove-adds-jetblue-s-trueblue-r-loyalty-program-as-newest-1-1-transfer-partner"
   ],
   "targeted": false,
   "to": "JetBlue TrueBlue"
  },
  {
   "card_specific": false,
   "ends": "2026-12-10T23:59:59-05:00",
   "from": "Amex Membership Rewards",
   "pct_max": 35.0,
   "pct_min": 35.0,
   "sources": [
    "https://upgradedpoints.com/news/amex-marriott-bonvoy-transfer-bonus/"
   ],
   "targeted": true,
   "to": "Marriott Bonvoy"
  },
  {
   "card_specific": false,
   "ends": "2026-11-20T23:59:59-05:00",
   "from": "Capital One Miles",
   "pct_max": 30.0,
   "pct_min": 30.0,
   "sources": [
    "https://upgradedpoints.com/news/capital-one-transfer-bonus-virgin-red/"
   ],
   "targeted": true,
   "to": "Virgin Red"
  },
  {
   "card_specific": false,
   "ends": "2026-11-14T23:59:59-05:00",
   "from": "Citi ThankYou Points",
   "pct_max": 10.0,
   "pct_min": 10.0,
   "sources": [
    "https://www.doctorofcredit.com/citi-thankyou-points-10-transfer-bonus-to-cathay-pacific-asia-miles-11-10/"
   ],
   "targeted": false,
   "to": "Cathay Pacific Asia Miles"
  },
  {
   "card_specific": false,
   "ends": "2026-12-01T23:59:59-05:00",
   "from": "Chase Ultimate Rewards",
   "pct_max": 30.0,
   "pct_min": 30.0,
   "sources": [
    "https://frequentmiler.com/current-point-transfer-bonuses/"
   ],
   "targeted": false,
   "to": "British Airways Club"
  },
  {
   "card_specific": false,
   "ends": "2026-12-01T23:59:59-05:00",
   "from": "Chase Ultimate Rewards",
   "pct_max": 30.0,
   "pct_min": 30.0,
   "sources": [
    "https://frequentmiler.com/current-point-transfer-bonuses/"
   ],
   "targeted": false,
   "to": "Iberia Club"
  },
  {
   "card_specific": false,
   "ends": "2026-12-01T23:59:59-05:00",
   "from": "Chase Ultimate Rewards",
   "pct_max": 30.0,
   "pct_min": 30.0,
   "sources": [
    "https://frequentmiler.com/current-point-transfer-bonuses/"
   ],
   "targeted": false,
   "to": "Aer Lingus AerClub"
  },
  {
   "card_specific": false,
   "ends": "2026-12-03T23:59:59-05:00",
   "from": "Chase Ultimate Rewards",
   "pct_max": 80.0,
   "pct_min": 80.0,
   "sources": [
    "https://frequentmiler.com/current-point-transfer-bonuses/"
   ],
   "targeted": false,
   "to": "IHG One Rewards"
  },
  {
   "card_specific": false,
   "ends": "2026-12-03T23:59:59-05:00",
   "from": "Chase Ultimate Rewards",
   "pct_max": 30.0,
   "pct_min": 30.0,
   "sources": [
    "https://frequentmiler.com/current-point-transfer-bonuses/"
   ],
   "targeted": false,
   "to": "Wyndham Rewards"
  },
  {
   "card_specific": false,
   "ends": "2026-11-30T23:59:59-05:00",
   "from": "Capital One Miles",
   "pct_max": 20.0,
   "pct_min": 20.0,
   "sources": [
    "https://frequentmiler.com/current-point-transfer-bonuses/"
   ],
   "targeted": false,
   "to": "Air France-KLM Flying Blue"
  }
 ],
 "name": "MaxUrPoints public transfer ratios",
 "notes": "ratio [give, get]: give `give` points to receive `get`. block_bonus [per, extra]: extra points per full `per` transferred. Verify with the program before transferring; transfers are generally irreversible.",
 "programs": [
  {
   "name": "AEGEAN Miles+Bonus",
   "type": "airline"
  },
  {
   "name": "ANA Mileage Club",
   "type": "airline"
  },
  {
   "name": "Accor Live Limitless",
   "type": "hotel"
  },
  {
   "name": "Aer Lingus AerClub",
   "type": "airline"
  },
  {
   "name": "Aeromexico Rewards",
   "type": "airline"
  },
  {
   "name": "Air Canada Aeroplan",
   "type": "airline"
  },
  {
   "name": "Air China PhoenixMiles",
   "type": "airline"
  },
  {
   "name": "Air France-KLM Flying Blue",
   "type": "airline"
  },
  {
   "name": "Air India Maharaja Club",
   "type": "airline"
  },
  {
   "name": "Alaska/Hawaiian Atmos Rewards",
   "type": "airline"
  },
  {
   "name": "American Airlines AAdvantage",
   "type": "airline"
  },
  {
   "name": "Amex Membership Rewards",
   "type": "bank"
  },
  {
   "name": "Amtrak Guest Rewards",
   "type": "rail"
  },
  {
   "name": "Asiana Club",
   "type": "airline"
  },
  {
   "name": "Avianca LifeMiles",
   "type": "airline"
  },
  {
   "name": "Bilt Points",
   "type": "bank"
  },
  {
   "name": "British Airways Club",
   "type": "airline"
  },
  {
   "name": "Capital One Miles",
   "type": "bank"
  },
  {
   "name": "Cathay Pacific Asia Miles",
   "type": "airline"
  },
  {
   "name": "Chase Ultimate Rewards",
   "type": "bank"
  },
  {
   "name": "China Airlines Dynasty Flyer",
   "type": "airline"
  },
  {
   "name": "China Eastern Eastern Miles",
   "type": "airline"
  },
  {
   "name": "China Southern Sky Pearl Club",
   "type": "airline"
  },
  {
   "name": "Choice Privileges",
   "type": "hotel"
  },
  {
   "name": "Citi ThankYou Points",
   "type": "bank"
  },
  {
   "name": "Copa Airlines ConnectMiles",
   "type": "airline"
  },
  {
   "name": "Delta SkyMiles",
   "type": "airline"
  },
  {
   "name": "EVA Air Infinity MileageLands",
   "type": "airline"
  },
  {
   "name": "Emirates Skywards",
   "type": "airline"
  },
  {
   "name": "Ethiopian ShebaMiles",
   "type": "airline"
  },
  {
   "name": "Etihad Guest",
   "type": "airline"
  },
  {
   "name": "Finnair Plus",
   "type": "airline"
  },
  {
   "name": "Frontier Miles",
   "type": "airline"
  },
  {
   "name": "Gulf Air Falconflyer",
   "type": "airline"
  },
  {
   "name": "Hainan Airlines Fortune Wings Club",
   "type": "airline"
  },
  {
   "name": "Hilton Honors",
   "type": "hotel"
  },
  {
   "name": "IHG One Rewards",
   "type": "hotel"
  },
  {
   "name": "Iberia Club",
   "type": "airline"
  },
  {
   "name": "Japan Airlines Mileage Bank",
   "type": "airline"
  },
  {
   "name": "JetBlue TrueBlue",
   "type": "airline"
  },
  {
   "name": "Korean Air SKYPASS",
   "type": "airline"
  },
  {
   "name": "LATAM Pass",
   "type": "airline"
  },
  {
   "name": "Leading Hotels of the World Leaders Club",
   "type": "hotel"
  },
  {
   "name": "Lufthansa Miles & More",
   "type": "airline"
  },
  {
   "name": "Malaysia Airlines Enrich",
   "type": "airline"
  },
  {
   "name": "Marriott Bonvoy",
   "type": "hotel"
  },
  {
   "name": "Preferred Hotels I Prefer",
   "type": "hotel"
  },
  {
   "name": "Qantas Frequent Flyer",
   "type": "airline"
  },
  {
   "name": "Qatar Airways Privilege Club",
   "type": "airline"
  },
  {
   "name": "Rove Miles",
   "type": "bank"
  },
  {
   "name": "SAS EuroBonus",
   "type": "airline"
  },
  {
   "name": "Saudia Alfursan",
   "type": "airline"
  },
  {
   "name": "Singapore Airlines KrisFlyer",
   "type": "airline"
  },
  {
   "name": "South African Airways Voyager",
   "type": "airline"
  },
  {
   "name": "Southwest Rapid Rewards",
   "type": "airline"
  },
  {
   "name": "TAP Air Portugal Miles&Go",
   "type": "airline"
  },
  {
   "name": "Thai Airways Royal Orchid Plus",
   "type": "airline"
  },
  {
   "name": "Turkish Airlines Miles&Smiles",
   "type": "airline"
  },
  {
   "name": "United MileagePlus",
   "type": "airline"
  },
  {
   "name": "Vietnam Airlines Lotusmiles",
   "type": "airline"
  },
  {
   "name": "Virgin Atlantic Flying Club",
   "type": "airline"
  },
  {
   "name": "Virgin Australia Velocity",
   "type": "airline"
  },
  {
   "name": "Virgin Red",
   "type": "airline"
  },
  {
   "name": "Vueling Club",
   "type": "airline"
  },
  {
   "name": "Wells Fargo Rewards",
   "type": "bank"
  },
  {
   "name": "World of Hyatt",
   "type": "hotel"
  },
  {
   "name": "Wyndham Rewards",
   "type": "hotel"
  }
 ]
}