/* /spend-map/ — bright white, navy, gold (matches spend-which-first / buy-points) */
.sm-hero .tagline{margin:0 0 6px;color:#9A7B2F;font-weight:800;letter-spacing:2px;text-transform:uppercase;font-size:12px}
.sm-trust{margin:8px 0 0;font-size:14px;color:#5b6b82;max-width:720px}
.sm-pick{margin:8px 0 18px;max-width:900px}
.sm-pick h2{margin:0 0 6px;color:#14213d}
.sm-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin:12px 0}
@media (min-width:700px){.sm-grid{grid-template-columns:repeat(3,1fr)}}
@media (min-width:1000px){.sm-grid{grid-template-columns:repeat(4,1fr)}}
.sm-cardbtn{min-height:72px;border-radius:14px;border:2px solid #d8d2c2;background:#fff;color:#14213d;font-size:15px;font-weight:800;cursor:pointer;padding:10px 12px;display:flex;flex-direction:column;align-items:flex-start;justify-content:center;gap:2px;text-align:left}
.sm-cardbtn small{font-size:11px;font-weight:600;color:#5b6b82}
.sm-cardbtn:hover{border-color:#9A7B2F}
.sm-cardbtn:focus-visible{outline:3px solid #e8c874;outline-offset:2px}
.sm-cardbtn[aria-pressed="true"]{background:#0b0b0d;border-color:#c9a24b;color:#e8c874}
.sm-cardbtn[aria-pressed="true"] small{color:#cfc6ae}
.sm-actions{display:flex;flex-wrap:wrap;gap:8px;align-items:center;margin:8px 0 4px}
.sm-actions .linkbtn{background:none;border:none;color:#14213d;font-weight:700;text-decoration:underline;cursor:pointer;font-size:13px;padding:0}
.sm-saved{font-size:13px;color:#067a5b;font-weight:700;margin:0}
.sm-saved[hidden],.sm-empty[hidden]{display:none}
.sm-empty{margin:10px 0;padding:12px 14px;border-radius:12px;border:1px dashed #c9b896;background:#fffdf6;max-width:720px;color:#14213d;font-size:14px}
.sm-cats{margin:18px 0 8px;max-width:900px}
.sm-cats h2{margin:0 0 4px;color:#14213d}
.sm-cat{border:1px solid #e6e9f0;border-radius:14px;padding:14px 16px;margin:10px 0;background:#fff}
.sm-cat.top{border:2px solid #c9a24b;background:linear-gradient(180deg,#fffaf0,#fff)}
.sm-cat h3{margin:0 0 4px;font-size:17px;color:#14213d;display:flex;align-items:center;gap:8px;flex-wrap:wrap}
.sm-cat .sm-emoji{font-size:18px}
.sm-pick-line{margin:0 0 8px;font-size:16px;color:#14213d}
.sm-pick-line b.g{color:#9A7B2F}
.sm-rate{display:inline-block;background:#0b0b0d;color:#e8c874;font-weight:800;border-radius:999px;padding:2px 10px;font-size:13px;margin-right:6px}
.sm-alt{margin:6px 0 0;font-size:13px;color:#5b6b82}
.sm-note{margin:8px 0 0;font-size:13px;color:#3a4556;background:#f4f7fb;border-radius:10px;padding:8px 10px}
.sm-note.pts{background:#fffdf6;border-left:3px solid #9A7B2F;border-radius:0 10px 10px 0}
.sm-sources{max-width:860px;margin:20px 0}
.sm-sources li{margin:6px 0;font-size:13px;max-width:820px}
.sm-disclaimer{font-size:13px;color:#5b6b82;max-width:820px}
.sm-cta{margin:16px 0 8px}