Terms of Service
These Terms of Service (“Terms”) govern your use of the MaxUrPoints website at maxurpoints.com and the MaxUrPoints web app (together, the “Service”). The Service is operated by MaxUrPoints, based in the United States (“MaxUrPoints”, “we”, “us”). By creating an account or using the Service you agree to these Terms. If you do not agree, do not use the Service.
1. What the Service is
MaxUrPoints is an informational tool that helps credit card rewards members estimate the value of transferring their points to airline and hotel partners, including the effect of transfer bonuses. The Service provides estimates only. It is not financial, investment, legal or tax advice, and it does not transfer points or access your card or loyalty accounts.
2. Accuracy and your decisions
Transfer ratios, transfer bonuses and point valuations come from third-party sources and can change without notice, be targeted to specific members, depend on the card you hold, or be wrong or out of date. You are solely responsible for verifying current terms with your card issuer and the loyalty program before transferring. Point transfers are generally irreversible. We are not responsible for any transfer, redemption or other decision you make.
3. Eligibility and accounts
You must be at least 18 years old to create an account. One person per account. You are responsible for keeping your password secure and for activity under your account. Please give us an accurate email address.
4. Free service, free Pro and partner referrals
MaxUrPoints is free. Pro features are free with an email: enter your email and agree to how we use it, and Pro unlocks on that device. There is no paid plan and we do not ask for a payment method. We may change or end free features; if we ever introduce a paid plan, it will be opt-in and we will never charge you without your separate agreement.
How we earn money. We earn referral fees from partners when you sign up through our links, at no extra cost to you. See the advertiser disclosure. Partner offers are provided by the partner under its own terms.
Earlier paid subscriptions. Pro subscriptions bought before October 10, 2026 are set not to renew, so you will not be charged again; your Pro access continues. Refunds for past charges are handled under our Refund & Cancellation Policy. Past payments were processed by Stripe, Inc.; we never stored full card numbers.
5. Acceptable use
Do not misuse the Service: no scraping or automated bulk access, reverse engineering, reselling or redistributing the Service’s data, interfering with its security or operation, or using it for anything unlawful. We may suspend or terminate accounts that violate these Terms.
6. Intellectual property and trademarks
The Service, including its software, design and original content, belongs to MaxUrPoints. We grant you a personal, non-transferable, non-exclusive right to use it under these Terms. MaxUrPoints is independent and is not affiliated with, endorsed by, or sponsored by any card issuer, airline, hotel or loyalty program. All third-party trademarks, names and logos belong to their respective owners and are used only to identify the programs discussed.
7. Disclaimer of warranties
THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE”, WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF ACCURACY, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. We do not guarantee that the Service will be uninterrupted, error-free, or that any estimate reflects the value you will actually receive.
8. Limitation of liability
TO THE FULLEST EXTENT PERMITTED BY LAW, MaxUrPoints AND ITS OPERATOR WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR FOR LOST POINTS, MILES, PROFITS OR DATA, ARISING FROM YOUR USE OF THE SERVICE. OUR TOTAL LIABILITY FOR ANY CLAIM IS LIMITED TO THE AMOUNT YOU PAID US IN THE 12 MONTHS BEFORE THE CLAIM. Some jurisdictions do not allow these limits, so they may not apply to you.
9. Termination
You can stop using the Service and ask us to delete your account at any time by emailing support@maxurpoints.com. We may suspend or end the Service or your access if you violate these Terms or if we discontinue the Service.
10. Changes to these Terms
We may update these Terms. If a change is material, we will notify account holders by email or in the app before it takes effect. Continuing to use the Service after the effective date means you accept the updated Terms.
11. Governing law and disputes
These Terms are governed by the laws of the State of New Jersey, United States, without regard to its conflict-of-law rules. Before filing any claim, please contact us at support@maxurpoints.com so we can try to resolve it informally. Nothing in these Terms limits any rights you have under applicable consumer-protection law.
12. Contact
Operated by MaxUrPoints, United States. Email: support@maxurpoints.com. See also our Contact page.